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Will I get approved

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Will I get approved

I recently applied for the capital one venture card.
I have a 716-708 credit score.
My oldest account is approx 3 years old.
I only have store cards right now.
A Ulta card (haha. I know. ) it has a $2250 course
And a Lowe’s card with a limit over $5000
My income is around 75000 with my fiancé’s included because we share an account they said I could include that info.
3 REPLIES 3
Valued Contributor

Re: Will I get approved

You might they seem to like thin files right now. This post should be moved to credit card or applications.

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX Bonvoy Business 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Hilton Honors Business 10k (AU), AX Delta Air Platinum 15k, (AU) AX Platinum Amerprise charge card (AU), AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , Discover (2) 16k, Kohls-4k, VS Comenity $2k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $8k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Go Rewards 35.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target 2k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 740,TU 748,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 2 of 4
Valued Contributor

Re: Will I get approved

Did you look at preapproval page on Cap One?

There is a good chance with 700+ scores.

I do believe the min SL is $5k though.

GL!

Rebuild started in 2014  -  $100k+ unsecured credit in 2017  -  $300k+ unsecured credit in 2019.

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10% Rotating - Discover                    5%-20% - Amazon & Lowes                3-6% Groceries - NFCU & Amex Preferred
3-5% Gas - NFCU & Ducks Unl         4% Dining & Entertain - Savor            3% Travel & Hotels - Flagship, Propel, & Uber
2% Everything Else - Flagship          1% Cancer Charity - Fifth Third          0% Finance Promos - Venture & QuickSilver





        
Message 3 of 4
Valued Contributor

Re: Will I get approved

IMHO, I think you might be able to get it but it might be a low SL approval, or possible denail as store cards really aren't prime cards. The Venture is considered a prime card. As far as Cap1 goes, they do like and are more lenient to thin files but not so sure about their premier card.


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 4 of 4
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