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Will a Delta Gold Email Offer (75k SUB) be a SP?

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nyuphoto
Regular Contributor

Will a Delta Gold Email Offer (75k SUB) be a SP?

I received this offer by email. The application transfers to Amex website but I'm not able to log in, so I have to enter all of my information as if I'm a new Amex application. When I log into the normal Amex site, the points bonus offer is the typical 40k, when I hit apply it says I'm pre-approved. 

My question is, when I apply using the email link, is the application process likely be a SP?

Cards (In order of approval) TCL: 137k

Chase Home Mortgage 402k 3.25% 30yr | 10/2021 | AU  
App’d for my first CC in April 2020, hoping for a 3k SL… Anyone can turn their credit around.
Message 1 of 5
4 REPLIES 4
pizzadude
Credit Mentor

Re: Will a Delta Gold Email Offer (75k SUB) be a SP?

AMEX should know who you are even if you're not signed in, so I believe it would be a SP for you as an existing cardmember.

 

Not 100% certainty though, as occasionally they've been known to still do a HP.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 5
nyuphoto
Regular Contributor

Re: Will a Delta Gold Email Offer (75k SUB) be a SP?

Got approved. It was a soft pull. I got the "You're application is being reviewed." I called this morning and they asked if I was in the Military, the CSR said the military question comes up when you're a current Amex customer and your reports are frozen. 

Cards (In order of approval) TCL: 137k

Chase Home Mortgage 402k 3.25% 30yr | 10/2021 | AU  
App’d for my first CC in April 2020, hoping for a 3k SL… Anyone can turn their credit around.
Message 3 of 5
pizzadude
Credit Mentor

Re: Will a Delta Gold Email Offer (75k SUB) be a SP?

Congrats, that's great that you were approved, and nice Skymiles bonus too!   Did they provide your CL yet ?

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 4 of 5
gdale6
Moderator Emeritus

Re: Will a Delta Gold Email Offer (75k SUB) be a SP?

As OP has been approved this thread is closed to further comments. Approval thread can be found here

 

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Targeted-Email-Delta-Amex-Gold-75k-SUB-SP/m-p...

Message 5 of 5
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