Would this be a smart move? Discover CLI?

[Kayceegee]

I currently have a discover IT student card & my limit is 1000 dollars. I just hit my 6months which i got an email. Is it too soon to ask for a cli? I pay my balance off in full every month. I use this card to pay for my braces so atleast use 200 on the card monthly or a little under.

[Jordan23ww]

I think so! You're using at least 20% of your limit each month. It's a soft pull so I don't think you have anything to lose asking! Best wishes to you if you do end up asking. 

[SouthJamaica]

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@Kayceegee wrote:

I currently have a discover IT student card & my limit is 1000 dollars. I just hit my 6months which i got an email. Is it too soon to ask for a cli? I pay my balance off in full every month. I use this card to pay for my braces so atleast use 200 on the card monthly or a little under.

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Sure, why not? It's a soft pull.

[pakratus]

There is no downside to requesting CLIs with Discover.  With that said, I might still wait another month or two.  No reason, just a feeling.  But Discover does like to see spend, still there's no ryhme or reason behind their decisions.

Both times that I received a 1k increase, I had like $1100 spend a month.  Then stopped spending, didn't get anything until a random $500 increase like 6 months later.

[SDMarik]

Definately worth a shot, its a SP and it sounds like you'd be in good shape for one. Keep us updated!