X1 Denial

[FinStar]

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@dpatel917 wrote:

I have a new invite code. But whenever I put in my SSN it says there is an application already with this social. The only application I have ever filled out was the intial one back in Dec. I don't know how to get past that. I think it very well could be a one and done type of deal. Unless they have some rule where they keep the application in their system for 6 months or so. Not sure, I also can't find anything online or on their website about it. 

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I see.

You can try reaching out to X1 (see thread below for contact info) and see what options are available and then update this thread on your outcome.

https://ficoforums.myfico.com/t5/Credit-Card-Applications/X1-Unable-to-approve/m-p/6477075#M304698

[FLLGuy]

since it was an SP i was also denied.  Curious to see i would get anywhere since I asked for an invite 3-4 months ago.

Anyhow, i was denied due to serious delinquency (Bankruptcy 13 discharged 7mos ago).

oh well i guess they don't like to see BK

[FinStar]

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@FLLGuy wrote:

since it was an SP i was also denied.  Curious to see i would get anywhere since I asked for an invite 3-4 months ago.

Anyhow, i was denied due to serious delinquency (Bankruptcy 13 discharged 7mos ago).

oh well i guess they don't like to see BK

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@FLLGuy 

BK has been typically a no-go for any of the latest FinTech lenders, whether it's X1, Aspiration Zero or BlockFi, for instance. So, even if you receive another invite, it will likely be denied again.

[crmartin0279]

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@FinStar wrote:

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@FLLGuy wrote:

since it was an SP i was also denied.  Curious to see i would get anywhere since I asked for an invite 3-4 months ago.

Anyhow, i was denied due to serious delinquency (Bankruptcy 13 discharged 7mos ago).

oh well i guess they don't like to see BK

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@FLLGuy 

BK has been typically a no-go for any of the latest FinTech lenders, whether it's X1, Aspiration Zero or BlockFi, for instance. So, even if you receive another invite, it will likely be denied again.

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I was also denied for the X1 and BlockFi card because of the balance on 2 cards but was approved for the Aspiration Zero Card, $3,000, so strange how this game works