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Good Morning, I received my invite email yesterday and applied for the X1 card. They couldn't verify income with NFCU so I sent in the past 2 bank statements. 24 hrs later, I still haven't heard back from them. How long does it typically take to hear back with a response?
@Rottweilerlvr wrote:Good Morning, I received my invite email yesterday and applied for the X1 card. They couldn't verify income with NFCU so I sent in the past 2 bank statements. 24 hrs later, I still haven't heard back from them. How long does it typically take to hear back with a response?
It took only one business day. But after sending my bank statements, they then wanted my past 2 recent paychecks. So heads up, be prepared for that. Good luck! Hope you get it soon.
@AZ-Jeff wrote:
@Rottweilerlvr wrote:Good Morning, I received my invite email yesterday and applied for the X1 card. They couldn't verify income with NFCU so I sent in the past 2 bank statements. 24 hrs later, I still haven't heard back from them. How long does it typically take to hear back with a response?
It took only one business day. But after sending my bank statements, they then wanted my past 2 recent paychecks. So heads up, be prepared for that. Good luck! Hope you get it soon.
Yea, I still haven't heard anything so not sure what's going on but I included my work income, VA disability and child support. At least it was a soft pull.
How long did it take to finally get a response? I am on day 2 myself so I'm curious. They haven't asked about anything additional outside of the bank statement PDF that i sent already.
did you get a response? I am thinking about applying as well since I got the invite today.
@Rottweilerlvr wrote:
@AZ-Jeff wrote:
@Rottweilerlvr wrote:Good Morning, I received my invite email yesterday and applied for the X1 card. They couldn't verify income with NFCU so I sent in the past 2 bank statements. 24 hrs later, I still haven't heard back from them. How long does it typically take to hear back with a response?
It took only one business day. But after sending my bank statements, they then wanted my past 2 recent paychecks. So heads up, be prepared for that. Good luck! Hope you get it soon.
Yea, I still haven't heard anything so not sure what's going on but I included my work income, VA disability and child support. At least it was a soft pull.
@followgreatness wrote:did you get a response? I am thinking about applying as well since I got the invite today.
@Rottweilerlvr wrote:
@AZ-Jeff wrote:
@Rottweilerlvr wrote:Good Morning, I received my invite email yesterday and applied for the X1 card. They couldn't verify income with NFCU so I sent in the past 2 bank statements. 24 hrs later, I still haven't heard back from them. How long does it typically take to hear back with a response?
It took only one business day. But after sending my bank statements, they then wanted my past 2 recent paychecks. So heads up, be prepared for that. Good luck! Hope you get it soon.
Yea, I still haven't heard anything so not sure what's going on but I included my work income, VA disability and child support. At least it was a soft pull.
There have been a fair bit of people that have reported being denied, even after providing all of the necesary income verification. Also, just a heads up, there are a lot of data points that show X1 can come with a hard pull after you accept the offer.
@followgreatness wrote:did you get a response? I am thinking about applying as well since I got the invite today.
@Rottweilerlvr wrote:
@AZ-Jeff wrote:
@Rottweilerlvr wrote:Good Morning, I received my invite email yesterday and applied for the X1 card. They couldn't verify income with NFCU so I sent in the past 2 bank statements. 24 hrs later, I still haven't heard back from them. How long does it typically take to hear back with a response?
It took only one business day. But after sending my bank statements, they then wanted my past 2 recent paychecks. So heads up, be prepared for that. Good luck! Hope you get it soon.
Yea, I still haven't heard anything so not sure what's going on but I included my work income, VA disability and child support. At least it was a soft pull.
I did about a week later. Denied. Even after providing bank statements, they were unable to verify income..
I also got the email but I didn't apply because I have few buddies seen other people apply getting denial.