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Zales Score needed?

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Anonymous
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Zales Score needed?

Hi. I'm new here. I'm wondering what score I would need for a$4-5,000 credit limit approval on a Zales credit card. Any tips or help is great!! I don't want to waste an application to only get a $500 limit. I'd rather wait and get a higher approval, if possible.
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Anonymous
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Re: Zales Score needed?


@Anonymous wrote:
Hi. I'm new here. I'm wondering what score I would need for a$4-5,000 credit limit approval on a Zales credit card. Any tips or help is great!! I don't want to waste an application to only get a $500 limit. I'd rather wait and get a higher approval, if possible.

Not sure if Ron has this one but I imagine it'd take low-mid 700's for that kind of CL right off the bat unless you're applying at point of sale..

Message 2 of 5
Anonymous
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Re: Zales Score needed?


@Anonymous wrote:
Hi. I'm new here. I'm wondering what score I would need for a$4-5,000 credit limit approval on a Zales credit card. Any tips or help is great!! I don't want to waste an application to only get a $500 limit. I'd rather wait and get a higher approval, if possible.

Welcome to the forums.  Just a suggestion but you might want to google 'credit pulls database' as there is lots of data points for that card there.

Message 3 of 5
Anonymous
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Re: Zales Score needed?


@Anonymous wrote:

@Anonymous wrote:
Hi. I'm new here. I'm wondering what score I would need for a$4-5,000 credit limit approval on a Zales credit card. Any tips or help is great!! I don't want to waste an application to only get a $500 limit. I'd rather wait and get a higher approval, if possible.

Welcome to the forums.  Just a suggestion but you might want to google 'credit pulls database' as there is lots of data points for that card there.


I will add that those types of credit cards rarely issue staring CLs in that range.  If you have high enough scores there probably are better options

Message 4 of 5
App_Addict
Valued Contributor

Re: Zales Score needed?

Just make sure that you have NEVER had any issues with them!  I had a chargeoff with them over 20 years ago for a few hundred $ and they declined me because of that. Smiley Frustrated

CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 5% / Goal: 750 by 12/22

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