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Zales application received?

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pamon
Regular Contributor

Zales application received?

Ok, been on a run with comenity and got VS at $350, Brylane at $500, Kay's at $1500 and Jared at $1500. Thought I'd press my luck at Zales and got application received with the following:

Thank you for your Zales Credit Card application. The information you provided is being reviewed. You may expect a reply by mail within 2 weeks.

Should I expect a decline? Pushed my luck too far?
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3 REPLIES 3
shadanat
Frequent Contributor

Re: Zales application received?

That's a lot on Comenity apps. Where they all done on the same day? Or possibly within the same month? If you, you may have triggered a flag for them. In my experience, the store cards were instantly approved and that message was a decline.

 

Just out of couriosity, why so many jewelry store cards? Comenity can be generous with CLI with good usage

Message 2 of 4
Anonymous
Not applicable

Re: Zales application received?

No. You haven't pushed your luck too far.

 

Have you applied online? I'm asking because usually it takes 2 weeks for them to notify you.

Message 3 of 4
pamon
Regular Contributor

Re: Zales application received?

Eventual answer was a decline due to sagestream report I guess. Oh well. Moving on
Fico 8 Exp 598 Transunion 598 Equifax 596 (7/18/18)
FICO 8 Exp 609 TransUnion 622 Equifax 617 (8/10/18)
FICO 8 Exp 643 Equifax 641 Transunion 655 (9-10-18)
FICO 8 exp 630 Transunion 646 Equifax 627
Fico 8 Exp 646 Transunion 639 Equifax 640 (11/1/18)
Fico 8 Exp 698 Transunion 716 Equifax 690 (1/8/19)
Message 4 of 4
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