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I applied for the southwest preferred and plus on the same day over the weekend. I got the 7 to 10 day message on both which I thought was weird because about 6 months ago I was instantly approved for sapphire for 19k. They pulled my exp once and that credit pull was my 4th in the last 2 years so I should be good there I think. I have 2 questions for you guys:
1. With chase, is the conventional wisdom to call as soon as possible and ask whats up or to wait it out? Is there any risks associated with either method?
2. If I do call, should I be worried about explaining why I apped for these 2 cards on the same day? It seems pretty obvious I did it just for the reward points so I'm kindof scared about talking to a human about it. What should I say to them?
I just tried the 888 number and evne though at first it said its "automated" after entering my social it said "this conversation will be recorded, wait for the next available representative" and I hanged up because I didn't feel ready to talk to a real person.
@Anonymous wrote:I just tried the 888 number and evne though at first it said its "automated" after entering my social it said "this conversation will be recorded, wait for the next available representative" and I hanged up because I didn't feel ready to talk to a real person.
If they send you a letter in the mail, you're just going to have to call anyway, but one to two weeks after the fact.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |