I don't have a bLISpAY card, however I am intrigued by this new startup card and wanted to collect some information for others as intrigued as myself. Mind you this is a NEW Credit Card Company and I am pretty sure they are a WIP (Work in Progress). What I mean by that is that they are going to tweak and fine tune their product and probably their qualifications. So what I am trying to do here is to collect data so that we all can make a more educated decision on if we are ready to app or not.
Approved OR Declined:
Approval Limit:
If you were denied what was the reason?
EX 08 Fico:
How did it show up as a HP?
Instant or Review?:
AAOA:
Derogs?: (If you have a BK please list type and discharge date!)
What's your Current Exposure in Credit Cards?
Utilization:
Mortgage/Loans?
Total EXPERIAN Inquiries:
Last 12 months:
Last 6 months:
New Accounts in last 12 months:
Last 6 months:
Is bLISpay now Reporting on your Credit Report, if so when?
If so is it coming up Revolving or Installment?
** Below is just some etc etc information request if you care to to share**
EO, Phone numbers, emails or information that is not common knowledge please feel free to share
How long have you had the card?
Any problems w/phone app or online?
Experience with Customer Service?
Feedback on their Billing?
Is it Easy or Difficult to Determine what is what on your bill (meaning if you have more than 1 $200 purchase)
What do you LOVE about the card? (bLISpAY is no longer a hidden trade line)
