bLISpAY Data Share Points & etc etc ...

[Anonymous]

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@minski wrote:

I'll bite.

Approval Limit: $9900

If you were denied what was the reason? 
EX 08 Fico: 750+

How did it show up as a HP? Yes
Instant or Review?: Instant
AAOA: 60 months give or take
Derogs?: (If you have a BK please list type and discharge date!) no

What's your Current Exposure in Credit Cards? 

Utilization: <10%

Mortgage/Loans? yes
Total EXPERIAN Inquiries: 
Last 12 months: 0
Last 6 months: 1-3 (I app'ed for 2-3 other cards at same time ahead of Blispay)
New Accounts in last 12 months: 0
Last 6 months: 3

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Thank you and Congratulations. 

I can't wait to see what your thoughts are after you have it a while..... 

[Anonymous]

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@Anonymous wrote:

I am going to atttempt a blispay again once my bigger accounts have done their October update. Ive paid off 8 accounts to zero, paid down about $4500 in debt over the summer and my 48month auto loan now has 14 payments behind it. I was rejected in April Blispay for inquries alone, but we all know if you are borderline on any criteria they just pick one that is also bad, as its proven high INQ  doesnt make a denial if your util is fine.

I'll tell you all ALL about it if i snag one, if this thread is still alive, and ill make an approval post  im sure.

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I can't wait to hear your results down the road after you have apped. 

What is too many inquiries? 

PS Thank you so very much. 

[Anonymous]

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@LDS90 wrote:

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@Anonymous wrote:

I don't have a bLISpAY card, however I am intrigued by this new startup card and wanted to collect some information for others as intrigued as myself. Mind you this is a NEW Credit Card Company and I am pretty sure they are a WIP (Work in Progress).  What I mean by that is that they are going to tweak and fine tune their product and probably their qualifications.  So what I am trying to do here is to collect data so that we all can make a more educated decision on if we are ready to app or not.  

Approved OR Declined:  APPROVED 

Approval Limit:  $5,000

If you were denied what was the reason? 
EX 08 Fico:  687

How did it show up as a HP?  HP
Instant or Review?:  REVIEW (2 DAYS)
AAOA:   9 YEARS
Derogs?: (If you have a BK please list type and discharge date!) CH 7 (11/2010) - NO LATES SINCE

What's your Current Exposure in Credit Cards?

Utilization:  5%

Mortgage/Loans?   YES 
Total EXPERIAN Inquiries:   6
Last 12 months:   6
Last 6 months:    4
New Accounts in last 12 months:  4
Last 6 months:  4

Is bLISpay now Reporting on your Credit Report, if so when?  NOT YET - JUST APPROVED

If so is it coming up Revolving or Installment? DON'T KNOW YET

** Below is just some etc etc information request if you care to to share**

 EO, Phone numbers, emails or information that is not common knowledge please feel free to share

How long have you had the card?  ONLY ACCT NUMBER (WAITING FOR CARD)

Any problems w/phone app or online?  NO

Experience with Customer Service?  N/A

Feedback on their Billing?  TO NEW 

Is it Easy or Difficult to Determine what is what on your bill (meaning if you have more than 1 $200 purchase)  TO NEW 

What do you LOVE about the card? (bLISpAY is no longer a hidden trade line)  BOTH 2% CASH BACK & 6 MONTHS FINANCING

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Thank you for your share ... 2 days for the review... 

Everything looks great on your file. 

Congratulations. 

You will have to come back and let us know what you think of the card etc. 

Im still waiting a little before I apply... so all this information is so very helpful.