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barclays decline.

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zerbherb
Established Contributor

barclays decline.

we cannot offer you a card at this time, Smiley Surprised its sounds so polite and britishy that i am sort of ok with it. 

 

Garden time until march, thens its time for my first cli in march. I am aiming for 2500 and the another 3500 in may, so i can get my retina macbook pro.

;
Discover it 13300 cl nov 2014/ Everyday 26700 k march 2015/CSP 7.5k Feb 2016/ Freedom Unlimited 7k july 207
Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: barclays decline.


@zerbherb wrote:

we cannot offer you a card at this time, Smiley Surprised its sounds so polite and britishy that i am sort of ok with it. 

 

Garden time until march, thens its time for my first cli in march. I am aiming for 2500 and the another 3500 in may, so i can get my retina macbook pro.


Why don't you call and recon?  

Message 2 of 13
zerbherb
Established Contributor

Re: barclays decline.

Tried, they didn't believe me, die hard giants fan. Looking to get in with barclays early, and continue to build credit.

;
Discover it 13300 cl nov 2014/ Everyday 26700 k march 2015/CSP 7.5k Feb 2016/ Freedom Unlimited 7k july 207
Message 3 of 13
Anonymous
Not applicable

Re: barclays decline.


@zerbherb wrote:

Tried, they didn't believe me, die hard giants fan. Looking to get in with barclays early, and continue to build credit.


That explains it.  Be patient and it will happen down the road

Message 4 of 13
Anonymous
Not applicable

Re: barclays decline.

sucks to hear but keep on doing what your doing and you will be approved for bigger and better things!

Message 5 of 13
EW800
Valued Contributor

Re: barclays decline.

I wonder if they will put "Giants Fan" in the denial letter. Smiley Happy
On a serious note, very sorry about the decline.
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 6 of 13
zerbherb
Established Contributor

Re: barclays decline.

It's all bull**bleep**. They must pull my savings and be like nope because of that. Even though on every recon I say I gave my father all my significant money 12 grand from bonds.
;
Discover it 13300 cl nov 2014/ Everyday 26700 k march 2015/CSP 7.5k Feb 2016/ Freedom Unlimited 7k july 207
Message 7 of 13
zerbherb
Established Contributor

Re: barclays decline.

As we know why from another thread. Which I got the info and will update on Monday.
;
Discover it 13300 cl nov 2014/ Everyday 26700 k march 2015/CSP 7.5k Feb 2016/ Freedom Unlimited 7k july 207
Message 8 of 13
Anonymous
Not applicable

Re: barclays decline.


@zerbherb wrote:
It's all bull**bleep**. They must pull my savings and be like nope because of that. Even though on every recon I say I gave my father all my significant money 12 grand from bonds.

Do you have a barclay online savings with them?

 

I have one as well but I don't use it much compared to my Wells and now my NFCU that I was recently approved for.  I was thinking about closing my Barclay savings in case they are looking at that and that is affecting my apps.  Probably just paranoid.

Message 9 of 13
Booboo71
Established Contributor

Re: barclays decline.

You have a great score! Maybe you should try pre qualifier on chase? Or maybe Cap1 ?

Message 10 of 13
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