cancel
Showing results for 
Search instead for 
Did you mean: 

blispay credit line increases?

tag
Anonymous
Not applicable

blispay credit line increases?

My current understanding is that there are NO credit line increases with blispay, whether by automatic, or contacting CS directly.  I just wanted to confirm if that is the understanding of everyone on here OR if ANYONE on here has received a credit line increase from blispay, and if so, what were the data points on that?

 

I am trying to decide which cards I will continue to groom and give lots of spend and PIF, and which cards I am going to ignore.  If blispay is still no cli's at all, then I will let the weeds take it over and give my spend and grooming to other cards.  Thanks

Message 1 of 18
17 REPLIES 17
CreditCuriosity
Moderator Emeritus

Re: blispay credit line increases?

Blispay at this time doesn't offer CLI's that I have seen..  I assume their goal is to acquire a bigger customer base and save the funding they have to acquire them thus no CLI's in the near future in my honest opinion.

Message 2 of 18
AverageJoesCredit
Legendary Contributor

Re: blispay credit line increases?

Yeah, believe us, if anyone had gotten a cli on Blispay, this forum would be on it like flies on.......Smiley Wink
Message 3 of 18
Anonymous
Not applicable

Re: blispay credit line increases?

No one has received a Blispay CLI yet. 

 

I spoke to Greg the CEO about a year ago and he said that he knew that CLIs would have to happen eventually in order to keep the product competitive.  I followed up recently about a week ago on that chat and again was told that it's something they are looking toward, but it's not going to happen in the immediate future.  Here's an portion of the email I received back regarding the topic:

 

"It is great to hear from you and know that you are still enjoying Blispay.  As one of our early adopters we appreciate your loyalty and value your feedback.  We have been working hard on growing Blispay and are excited about adding new features such as Credit Line Increases.  We do not currently have a date for this particular enhancement but stay tuned.  Until then, we cannot consider any Credit Line Increase requests."

Message 4 of 18
Anonymous
Not applicable

Re: blispay credit line increases?

I wish I had done more research before getting this card.  sigh.  BUT they have that great promotion of large purchases having no interest and according to my statement this month no payments for 6 months if PIF in less than 6 months.  That's the silver lining.  ALSO....at least for me, the card ONLY reports on Experian.  So my plan will be to put a large purchase on it every 6 months, PIF it every 6 months, and keep that routine rolling.  It's a great card to carry a balance on because of that,  AND because only my Experian takes the hit for carrying the balance.  So while I could choose to be highly annoyed for wasting a hard pull on a dead horse, I choose to make lemonade instead.  But I won't worry about grooming the card or trying to impress blispay as there is no incentive.

Message 5 of 18
Anonymous
Not applicable

Re: blispay credit line increases?

They sent a survey recently on if you would reccomend them to others. I made the point clear that I would not until they offered a CLI.

 

Doubt it will have any direct impact but curious to know if others received a survey. Maybe they will listen and offer it soon

Message 6 of 18
Anonymous
Not applicable

Re: blispay credit line increases?

I received the survey and I said the exact same thing.  I received a reply to the survey that they would not respond to my comments but would pass on my comments to the management team.  I think if they hear the same thing over and over from everyone, it will be clear to them.

Message 7 of 18
joltdude
Senior Contributor

Re: blispay credit line increases?

Also got the survey and said the same thing.. I actually like Blispay but would like a bit more of a limit... Still a tasty card for larger purchases... 

Really would like to see 6-8k vs 4k for that card... This is not the kinda card id expect sky-high CLs on... but at least some room since utilization is an issue if they want folks to use it... 

 

-J

 

Message 8 of 18
Anonymous
Not applicable

Re: blispay credit line increases?

Yeah my limit is only 3k. I was expecting more and expecting after some months of heavy spend and PIF that it would be even more than more.  Imagine my disappointment.  But I do like the concept of the card and the promotion and I gave them credit for that in the survey.  But even using the card to carry a large purchase as I said above, I am very limited as I won't exceed 60% utilization on any of my cards(even if they have 0% interest and no payments)  Leaves me very limited with blispay and my "large purchase" won't be that large lol.

Message 9 of 18
jc2
Regular Contributor

Re: blispay credit line increases?

I received it...said the same...need to offer CLI's. I like the card but it has the lowest cl of all my cards, by far. Not sure how long I will hang on to it if they dont offer a CLI option soon.

Message 10 of 18
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.