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cap one question

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Anonymous
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cap one question

after seeing the hype on credit limits i checked am preaproved for both ventures and quick silver visa, i just got a citi double cash 7 weeks ago, so not sure if i schoud app

question if i did could i app for quick silver visa and pc my quick silver master card to a venture on same three pull??  should i even think about scores average 690 across boards with 18 hits transunion, 4 equifax just bought a new car why trans took 6 hits that alone opened 8 accounts in last year, average age is 2.3 yrs 

 

ty ahead of time

 

 

Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: cap one question


@Anonymous wrote:

after seeing the hype on credit limits i checked am preaproved for both ventures and quick silver visa, i just got a citi double cash 7 weeks ago, so not sure if i schoud app

question if i did could i app for quick silver visa and pc my quick silver master card to a venture on same three pull??  should i even think about scores average 690 across boards with 18 hits transunion, 4 equifax just bought a new car why trans took 6 hits that alone opened 8 accounts in last year, average age is 2.3 yrs 

 

ty ahead of time

 

 


Do it if you really feel you need the card. Since you already have the DoubleCash, there is really no need to get it unless you REALLY want that spend bonus.

Message 2 of 4
Anonymous
Not applicable

Re: cap one question

i didnt need it and i got it lol Smiley Very Happy

Message 3 of 4
NRB525
Super Contributor

Re: cap one question


@Anonymous wrote:

@Anonymous wrote:

after seeing the hype on credit limits i checked am preaproved for both ventures and quick silver visa, i just got a citi double cash 7 weeks ago, so not sure if i schoud app

question if i did could i app for quick silver visa and pc my quick silver master card to a venture on same three pull??  should i even think about scores average 690 across boards with 18 hits transunion, 4 equifax just bought a new car why trans took 6 hits that alone opened 8 accounts in last year, average age is 2.3 yrs 

 

ty ahead of time

 

 


Do it if you really feel you need the card. Since you already have the DoubleCash, there is really no need to get it unless you REALLY want that spend bonus.


It also depends of OP is going to use the Venture "2%" for travel, or cash back. My understanding of the redemption if not for travel is, it would be disappointing, thus not competitive with the Citi DC for real cash back. To make the Venture worthwhile, one has to spend on travel.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
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