chase 7-10 message

[ashi1989]

Hi 

I applied for Chase CSP and got 7-10 message any suggestion what to do now wich number to call to see if i can get approved ?

[Anonymous]

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@ashi1989 wrote:

Hi 

I applied for Chase CSP and got 7-10 message any suggestion what to do now wich number to call to see if i can get approved ?

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If you want to get an answer now, try calling this number and talk to a credit analyst:  Good luck

Chase: 1-888-270-2127

[Anonymous]

I got the 30 day which changed to the 7-10 day. Everyone said if it changed to 7-10 it would be a denial and if it stayed 30 or went to the 2 week it would be approved.

I was approved anyway. They needed to verify who I was and sent me a text to my phone.

Gl. Keep us posted.

[BronzeTrader]

You can certainly wait until they get time to look at it. 

[Anonymous]

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@ashi1989 wrote:

Hi 

I applied for Chase CSP and got 7-10 message any suggestion what to do now wich number to call to see if i can get approved ?

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you got that on the application, or you are getting that from the automatic status line robo lady?

Generally, a robo lady 7-10 message ends as a denial, but as long as your credit profile is at least borderline for the card you can call reconsideration and probably get it approved.

Barring if you have 5 or more cards showing as opened within the last 24 months on whichever credit report Chase pulled...

[Anonymous]

Yeah you should wait for the denial letter in the mail. Only takes a few days. I had the same situation. The computer likely denied you immediately and they drafted the letter the same day. The letter will have a reference number on it. Call recon once you get the letter, as they will ask you for the number. The letter will also tell you why you were denied, so have a rebuttal to that issue when you call.

[ashi1989]

Got denied because previously i had WM credit card and it was charged off in 2010 april

how long will i be in chase blacklist?

you think i can apply later ?

[Anonymous]

Yes you can apply later. If you had a previous CO next time just let the process play out and don't call until you receive a letter

[Anonymous]

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@ashi1989 wrote:

Got denied because previously i had WM credit card and it was charged off in 2010 april

how long will i be in chase blacklist?

you think i can apply later ?

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They denied my first Chase app 18 months ago for AARP for that same reason, but I still had negative items reporting and my scores were mid 600's then.

10 months later everything was clean and my scores were mid/high 700s and I got CSP via online prequalified offer for 9k, so I applied for FU which was again denied for the old WAMU card from 10 years ago (officialy charged off 7.5 years ago according to Chase). 

Ended up reconning twice, and got a guy who said he would open the FU for me by taking 4k from the CSP so I went with that.