citi decline

[ecxpa]

Got declined by citibank with Ex FICO 750 due to inquiries and too many accounts with balances.   There about 10 accounts reporting balances that have been paid out over 2 mos ago......should I dispute these with the CRA and recon or just forget about Citi because of all the inquiries (over 40)

[baller4life]

Ooooooh 40 inqs. Citi is super sensitive to inqs. I'd pretty much fuggedaboutit till inqs fall off.

[Anonymous]

Ditto ^^^^

[ecxpa]

thankx all

[JSS3]

10 accounts were paid two months ago and Citi couldn't see the updated reports with a hp? That's odd.

[tonyjones]

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@JSS3 wrote:
10 accounts were paid two months ago and Citi couldn't see the updated reports with a hp? That's odd.

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Those 10 accounts would of been reported already......... something is fishy going on here.

[Anonymous]

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@ecxpa wrote:

Got declined by citibank with Ex FICO 750 due to inquiries and too many accounts with balances.   There about 10 accounts reporting balances that have been paid out over 2 mos ago......should I dispute these with the CRA and recon or just forget about Citi because of all the inquiries (over 40)

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Citi is very sensitive to inquiries as others have said.  But I'd still look into why the balances paid over 2 months ago have not updated yet.  That is worrying.. 

[Anonymous]

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@baller4life wrote:

Ooooooh 40 inqs. Citi is super sensitive to inqs. I'd pretty much fuggedaboutit till inqs fall off.

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They don't need to fall off.  Citi really looks only at the last 6 months.  So once his age quite  bit and there only a few in the last six months, he should be ok

[baller4life]

True true! They just need to age.

[Anonymous]

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@baller4life wrote:

Ooooooh 40 inqs. Citi is super sensitive to inqs. I'd pretty much fuggedaboutit till inqs fall off.

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Your signature makes me think something is crawling on my iPad when I see it :-)