denied for AMEX PRG but thats expected but one thing ???

[SnowBowl]

where is HP ? I am not seeing anywhere ? I keep checking emails for notifications for any HP..  nothing so far...   applied on 6/15.  as of 6/29 still no HP alerts ? whats up with that?

[Anonymous]

Never heard of such a thing???

[-Cain-]

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@SnowBowl wrote:

where is HP ? I am not seeing anywhere ? I keep checking emails for notifications for any HP..  nothing so far...   applied on 6/15.  as of 6/29 still no HP alerts ? whats up with that?

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are you currently an AmEx card member? 

[SnowBowl]

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@-Cain- wrote:

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@SnowBowl wrote:

where is HP ? I am not seeing anywhere ? I keep checking emails for notifications for any HP..  nothing so far...   applied on 6/15.  as of 6/29 still no HP alerts ? whats up with that?

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are you currently an AmEx card member? 

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yes, but they shut me down way back in 2004.

[-Cain-]

They closed your account in 2004? Then that IS kinda odd.

[ojefferyo]

Maybe you are blacklisted so they won't even do a HP and deny you. 

[debtfighter]

have you looked at all your reports? I was waiting for HP on experian for amex and actually got hit with a HP on Transunion only. Live in Illinois...Don't know if that matters.

[Anonymous]

If you've been blacklisted by Amex you won't see a HP. They won't even bother. Sorry. They're tough to get back in with if they closed you down in the past. But, on the bright side, at least they don't screw you with a HP if they're not going to approve you, based on being blacklisted. 😀😁

[SnowBowl]

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@Anonymous wrote:
If you've been blacklisted by Amex you won't see a HP. They won't even bother. Sorry. They're tough to get back in with if they closed you down in the past. But, on the bright side, at least they don't screw you with a HP if they're not going to approve you, based on being blacklisted. 😀😁

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looks like you are right on , finally got the letter  it says "prior to past amex history"  that kinda of sucks lol

EDIT:  the letter didnt even contain my experian / credit score info at all!!

[-Cal-]

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@SnowBowl wrote:

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@Anonymous wrote:
If you've been blacklisted by Amex you won't see a HP. They won't even bother. Sorry. They're tough to get back in with if they closed you down in the past. But, on the bright side, at least they don't screw you with a HP if they're not going to approve you, based on being blacklisted. 😀😁

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looks like you are right on , finally got the letter  it says "prior to past amex history"  that kinda of sucks lol

EDIT:  the letter didnt even contain my experian / credit score info at all!!

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If you're on their blacklist they won't bother pulling your reports thus no credit score info will be used in determining your denial.