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does Lowe's do reconsiderations.?

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Regular Contributor

does Lowe's do reconsiderations.?

My husband was denied a Lowe's card. I know his Fico has gone up in the past few weeks. Will Synchrony do a recon???
Message 1 of 6
5 REPLIES 5
New Contributor

Re: does Lowe's do reconsiderations.?

I don't think SYNC does recon. Someone please correct me if I have been wrong. I applied in DEC and was declined. I paid cards down and got util under 10%, applied 31 days after denial and was approved for $500 SL. Called CS and got bumped to 15K.  Give it 31 days and try again, good luck!

Message 2 of 6
New Contributor

Re: does Lowe's do reconsiderations.?

**** CS took me to 10K, asked for 15K

Message 3 of 6
Valued Contributor

Re: does Lowe's do reconsiderations.?

No they will not recon a denial
NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 4 of 6
Regular Contributor

Re: does Lowe's do reconsiderations.?

No recon from what I was told, too. Tried to call them about my app being denied for Paypal MC. They wouldn't budge on telling me why and gave me two different stories on when my app was denied. Going on about 10 days and still no letter or even the email they said that I would get explaining.


FICO 8 Scores 12/2017: EX-596; TU-604; EQ-591
Current: EX-648; TU-665; EQ-678
AAoA: 4.4 yrs
Message 5 of 6
Super Contributor

Re: does Lowe's do reconsiderations.?

Sorry to hear about the denial.  They will not do a recon.

Message 6 of 6
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