experiences on multiple chase apps?

elixerin · ‎10-09-2022

hello, i was looking to pick up the Ink preffered and Reserve card in a short period. Same day really if possible, i have 4 other chase cards but all were applied for some time apart. Anything i should do or not do going about it?

TIA.

Hoben02 · ‎10-09-2022

You should be fine as long as you are not hitting 5/24. In my case I was at 4/24 and got a swa card and then a week later chase was going to close the cf card and I took a chance becuz I pretty much buy gas at costco

Chase (CSP,CF,CFU,southwest premier)
Barclay(jetblue, arrival)
Bofa(US pride, premium, travel, cash, Suzy komen)
Citi(Premier, Double cash, Costco)
Fnbo(Mlife)
Amex(everyday, cash, Hilton)
Blockfi
Caesars rewards
Sofi
Gemini
Cap One Savor One

elixerin · ‎10-09-2022

@Hoben02 wrote:
You should be fine as long as you are not hitting 5/24. In my case I was at 4/24 and got a swa card and then a week later chase was going to close the cf card and I took a chance becuz I pretty much buy gas at costco

thanks for your comment, you applied for and were approved for SWA and CF at 4/24 in a short period? im 2/24 currently with around 750-760 scores

SouthJamaica · ‎10-09-2022

@elixerin wrote:
hello, i was looking to pick up the Ink preffered and Reserve card in a short period. Same day really if possible, i have 4 other chase cards but all were applied for some time apart. Anything i should do or not do going about it?

TIA.

If I were you I would apply for the Ink Preferred first, then wait a month.

Unify FCU Platinum Visa Variable Rate 35k

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FNBO Evergreen Business Edition Visa (Bus) 20k

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Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682

coldfusion · ‎10-09-2022

Applying for multiple Chase cards on the same day is a no-no. It's possible to slip through the cracks and get an instant approval on the 2nd card but when Chase' left hand realizes what their right hand did (within a few weeks) the 1st card approved will be left alone but the 2nd one will be closed.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

WasteMgmt · ‎10-10-2022

@elixerin wrote:
hello, i was looking to pick up the Ink preffered and Reserve card in a short period. Same day really if possible, i have 4 other chase cards but all were applied for some time apart. Anything i should do or not do going about it?

TIA.

More and more DP have said to wait 30 days. I plan on downgrading my CSP to a CFF next summer and re-apply for a new CSP sub with the CFU 30 days later or so. Not worth risking them closing a card, just wait it out in my personal opinion.

CapitalOne Venture X, CapitalOne Quicksilver, Chase Sapphire Preferred, Chase Freedom OG, Chase Freedom OG, Amex BCE, Wells Fargo Autograph
Last application 5/2023