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helpcard or citibank

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Anonymous
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helpcard or citibank

Hello everyone

My credit score and my credit cards are as described down are 10 month old very limited very new and very small credit line

i am about to apply for new credit card to cover my school expensese

i have the money in cash but i do not want to spend it all in once

so the idea is to get new credit card with at least 12 month of free intress (0% apr)

and make monthly payment for the 12 or 18 or 24 month that i am going to be given.

i make minimum wage in california with no expances

 

i was given the choice to apply for the helpcard 

http://www.helpcard.com/

through my school with a promise that the card will cover all the school loan

 

but i want insted to apply for the citibank double cash back or the citibank cosco card

would i be able to get a cradit limit of 4000 or 5000 dollar on the citibank card ?

or at least half that ? (2500) ?

 

 

please help me based on your experiance and knowlage ?

what is my best chocie 

if i get at least 3000 dollar credit line on the citibank card i can pay the rest cash and make payment just for cradit card.

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1 REPLY 1
MyDataMyChoice
Valued Contributor

Re: helpcard or citibank

Helpcard doesnt indicate anything on their site that they do student funding...??

 

I know them as a finance for retail and patients.

 

I know they also focus more on CASH FLOW DTI than score.





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