To address your mention of an app spree, depending on what you're looking to obtain as far as new cards, with your current scores, you may find your selections to be quite limited. Secondly, you mentioned Lowes and Home Depot, neither that I'm aware of works via SCT. And also I should mention that your scores still seem to be a bit low for either. I know that Lowes is with Sync and they seem to place a lot of value on your TU score which is below 600, so obtaining that card with a usable limit may be out of the question for now. I'm not sure for Home Depot but I believe they're backed by Citibank and they're not an easy nut to crack either.
However, if you're able to pull off an approval with anything Sync backed, you can expect that account to show up on your reports within 24-72 hours. If you do decide to go on the aforementioned "spree" be sure to chime back in and let us know the results. Best of luck to you!
