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lowes denial?

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Anonymous
Not applicable

lowes denial?

I applied for a lowes credit card online and got the 7-10 day message.  I have 2 sync cards, amazon.com and walmart that I was just approved for. Do you think I applied too soon? I hear you can't recon an online denial with them. Anyone have any luck ?  Thanks in advance. 

Message 1 of 6
5 REPLIES 5
FinStar
Moderator Emeritus

Re: lowes denial?

How many new accounts have you opened in the last 6 months?  How about inquiries, specifically TU/EX? What is your utilization like across the board?  Are there any negative items in your reports?

Message 2 of 6
Jerry45
Valued Contributor

Re: lowes denial?

I have heard good things lately about the Online Chat, you could try that. Expalin the new accounts, and then tell them you want to buy a big item at Lowe's for the Holidays.

Message 3 of 6
Anonymous
Not applicable

Re: lowes denial?

Is the online chat via lowes.com? 

Message 4 of 6
Creditaddict
Legendary Contributor

Re: lowes denial?


@Jerry45 wrote:

I have heard good things lately about the Online Chat, you could try that. Expalin the new accounts, and then tell them you want to buy a big item at Lowe's for the Holidays.


you can't do chat until you sign in to your account.

 

You can call credit solutions to double check that it is in fact denied and not pending verification but 99% if you get 7-10 that's declined, if they want verification it spits out a number to call at time of application.  can't recon denials.

Message 5 of 6
Anonymous
Not applicable

Re: lowes denial?

Thanks for the info! 

Message 6 of 6
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