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I am so p-ed off I have to laugh. I just logged into my Barclays Visa account and it said it was closed. Funny to me because I asked them for a CLI on Saturday night and spoke to a credit analyst without issue although I did not receive the CLI. It must of raised a flag because I have so many new accounts the past several months. I have had this account only 4 months as well and paid 5x the minumum payment they said was due in each statement. I was only doing this because it was a 0% fnancing offer.
There are no derogs or late payments on my credit reports anywhere. When I just phoned, I asked the analyst if Barclays is that arrogant to think they are the ONLY bank in the world. I then got the run around and she said something spooked them on my credit report like the new accounts or inquiries. I told her it takes inquiries to get credit...LOL. I was even approved for the Firestone Credit card today (Thanks to a post from Ron1). My scores from Myfico are 690 for EQ, 702 for TU and 740 for EX.
Anyway, hell with them. I don't need them for anything. I understand credit is a privelage but so is a end user like myself using their credit card so they can make money as well. I swear I will NEVER open another card from Barclays.
Thanks for listening (reading).
ouch... now I'm even more paranoid that I got 2 other cards after arrival card, only one of them is posted on credit reports... I guess I better be careful, not to give them any reason to check my credit report.
Thanks for the reply Red. I have maybe 12 new credit lines they didn't like although NONE of them have a balance. Barclays are very arrogant or sensitive. I have no clue.
LOL...Don't be so angry. They're just scared you're going to bail on them. If you were nice about it and paid off your accounts in full so they can see, i'm sure they won't have an issue with reinstating the account. Remember, be nice. Keep the sacarsm to a minimum. Sacarsm got my Total Rewards Comenity card closed and now it can never be reopened lol.
@Anonymous wrote:Thanks for the reply Red. I have maybe 12 new credit lines they didn't like although NONE of them have a balance. Barclays are very arrogant or sensitive. I have no clue.
holy cannoli! 12 new credit lines in 4 months? are you trying to catch up with creditaddict?
@Membersince2013 wrote:Sacarsm got my Total Rewards Comenity card closed and now it can never be reopened lol.
oooh! details, details! I'll go get my popcorn!
Thanks for the reply. Do you mean pay off my Barclays card? I do have every intention of paying it off by the first week of December.
This forum while good also has me itching for more cards with all of the approvals of others. Also, Creditaddict is amazing and so is Ron with how they have all these cards and keep getting approvals.
I trend I have noticed on this forum is people talking about how happy they are with 5 million new accounts, then 3-6 months later complaining about CLD's and closed accounts. While I dont agree with the people that say 4 cars max or so on and so forth, but I like accumulating accounts in years, not days like a lot of people do. IDK Just seems like everyone on here sees no problem with applying for 20 different cards in 3 months.
Wow I would be very angry. Do not worry where one door closes another one opens.