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not checking comenity cli box

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CreditCuriosity
Moderator Emeritus

Re: not checking comenity cli box

How many cards do you have with them?  

Message 11 of 18
gibeon
Established Contributor

Re: not checking comenity cli box

Captokl, that is sliding from the right.

Modells is the only one for me with that box. They all slide from the right now, but no boxes in the others.
23 Open Bank Cards / 7 Open Store Cards / TOO many inquires / Mid/High 600's
Message 12 of 18
bldmt
Regular Contributor

Re: not checking comenity cli box

Is the 7-10 a denial?

Message 13 of 18
someg33k
Established Contributor

Re: not checking comenity cli box


@bldmt wrote:

Is the 7-10 a denial?


Yes that is a denial. 

 

None of my accounts with them have that checkbox when trying a CLI. I have visa / mc and store cards with them.

Have heard of this before but it seems to be a YMMV thing based on individual profile.

Message 14 of 18
Anonymous
Not applicable

Re: not checking comenity cli box

Be warned, I did this with Victoria Secret and the next day I saw a hard pull on my Experian report from them. I will have to call them to see if they can sorted out because I definately did not give them permission by checking the box.

Message 15 of 18
CreditCuriosity
Moderator Emeritus

Re: not checking comenity cli box


@Anonymous wrote:

Be warned, I did this with Victoria Secret and the next day I saw a hard pull on my Experian report from them. I will have to call them to see if they can sorted out because I definately did not give them permission by checking the box.


Anytime you ask for credit whether you check the box or not one can expect their credit to be pulled as you are asking for more credit.  Although evidence shows comenity typically doesn't HP pull, there has been plenty of cases that they have pulled peoples credit.  With that said I wish you the best of luck on them removing the HP as it can go either way.

Message 16 of 18
Anonymous
Not applicable

Re: not checking comenity cli box

So far I haven't come across the box on any of my Comenity backed cards. Currently have Sportsman's, Modell's, Total Rewards, Overstock, Wayfair, Carson's, HSN, J. Crew and Victoria's Secret. The CLI boxes all now slide in from the right but no box to check and hopefully I won't see one appear. The only card that is doing anything different for me these days is the Carson's card. There is no CLI request box anymore but I think that's because I'm at 30k on it which appears to be the max on it. 

Message 17 of 18
Anomalous
Senior Contributor

Re: not checking comenity cli box


@Anonymous wrote:

Neither of mine have a box, unless I'm not looking in the right place. They do have this new thing where the place to fill in income slides in from the right.


Ditto

Keep both your credit and your body in top shape!

Message 18 of 18
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