cancel
Showing results for 
Search instead for 
Did you mean: 

? on multiple CapOne apps

tag
Anonymous
Not applicable

? on multiple CapOne apps

My husband was approved for QS1 on Sat. He submitted a Plat app at the same time and was disapproved. He got the letter today and  here's what it said: The reason(s) for our decision are: • Based on your application information, there is a currently pending or recently processed application with Capital One.

 

When I got my two cards, I did them at the same time also and was approved. Is that not working now? (Guess I answered my on question since he didn't get it.) Should he ask for reconsideration?

 

Thanks

Message 1 of 7
6 REPLIES 6
washpadude
Regular Contributor

Re: ? on multiple CapOne apps

Cap One switched earlier this year to one app every six months. As far as I know there is no way around that.

BK CH7 Discharged 03/2015
FICO8 EQ-657 TU-657 EX-665
Revolving credit lines 125k.
Message 2 of 7
Anonymous
Not applicable

Re: ? on multiple CapOne apps

Thanks. I had a feeling that happened.

Message 3 of 7
Anonymous
Not applicable

Re: ? on multiple CapOne apps

Yeah,wash is correct. Other cards will probably go towards that too. Hopefully not
Message 4 of 7
Dalmus
Valued Contributor

Re: ? on multiple CapOne apps


@Anonymous wrote:
Yeah,wash is correct. Other cards will probably go towards that too. Hopefully not

 Sucks for some of the active credit-chasers, but I'm sure it won't affect 95% of the rest of the people out there.

 

 No offense to credit chasers... we're all credit chasers during our rebuilding stage!

NFCU MR: $25K | Venture: $21K | Amex ED: $18K | NFCU CR: $18K | Amex BCE: $15K | IT #1: $17.5K | PNC Core: $15K | PPMC:  $12K | Wells Fargo: $11K | Savor: 12K | Cap1 QS: $8.5K | Barclays Rewards: $7.75K | IT #2: $7.3K | MLife: $9.5K | Sportsman's Guide: $8.7K | PenFed PR: $5.5K | Elan Plat: $2.3K | TRV: $3.6K | BotW: $3K


Current FICO 8 Scores: EQ: 831| TU: 818 | EX: 809


Message 5 of 7
Anonymous
Not applicable

Re: ? on multiple CapOne apps

I have 3 cards with cap one, debating is it better to ask for an increase on 1 or get a new card hmmm

Message 6 of 7
washpadude
Regular Contributor

Re: ? on multiple CapOne apps


@Anonymous wrote:

I have 3 cards with cap one, debating is it better to ask for an increase on 1 or get a new card hmmm


Why choose? Do both.Smiley Wink

 

BK CH7 Discharged 03/2015
FICO8 EQ-657 TU-657 EX-665
Revolving credit lines 125k.
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.