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paypal cli

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mfinsmi1
Established Contributor

paypal cli

got denied at 61 days for "not enough experience at the current credit level" - i will try again after the next statement cuts but was wondering what is the recommended time frame for a cli with this card?

Personal Cards (Over $100k):

Business Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8/9 - Current 1/6/23

Stats: : 3/6; 8/12; 17/24 --- AAoA 3 YRS, 8 MO --- INQ: EX-6/TU-7/EQ-2
Message 1 of 6
5 REPLIES 5
flexin222
Regular Contributor

Re: paypal cli

Hey M, I'm really surprised that happened. Paypal is usually generous with credit, but I guess their latest issues is making them pull back a bit. You definitely know what to do and hit it again when the time is right. 









Message 2 of 6
snapcat
New Contributor

Re: paypal cli

I had heard the same. It took me 6 months, but they finally came through. 

Message 3 of 6
805orbust
Valued Contributor

Re: paypal cli

I had that message from them a time or two when I was rebuilding. I tried to wait 6 months between requests and it worked out good.



Message 4 of 6
Jnbmom
Credit Mentor

Re: paypal cli

Is this the PPMC? Synchrony usually only grants CLIs on their MasterCard accounts every 4-6 months but mainly 6 months  but especially the first one  . I don't think I have seen one at 2 months ?

EXP 780 EQ 796 TU 810
Message 5 of 6
FinStar
Moderator Emeritus

Re: paypal cli


@mfinsmi1 wrote:

got denied at 61 days for "not enough experience at the current credit level" - i will try again after the next statement cuts but was wondering what is the recommended time frame for a cli with this card?


As others have chimed in, wait ban additional 4 months and try again. If you try it next month, you'll get the same results.

Message 6 of 6
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