"USAA Application Limit Reached" When will it go away?

[Anonymous]

Alrighty all so all of the threads online and on here pretty much just said to call in and apply well I can't, one they won't do phone apps for under 21 and they don't take phone apps for the Limitless card... so for those of you that have received the "Application Limit Reached" message how long have you had to wait for it go away? I have contacted USAA on Facebook and on their own Forum and they are completely clueless to the answer and just suggest that I call in to apply. Lmao. 

I got two card with USAA on 11/15 one of which I severely regret but oh well water under the bridge, I thought at the 60 day mark it would *Maybe* reset itself but nope. So I am hoping someone can shed some light on the subject here. 

Cheers

-tydawg

[Aduke1122]

This happened to me , in Nov I tried to app for the Limitless as it kept promoting me to app , anyways I got the "reached my limit on apps message " called and was told I could not app for Limitless over the phone , I gave up until last week I was playing around and decided to try for it again and it went thru , I actually got approved for 2 cards that day.
Now as far as apps I had a total of 3 for the whole year last year ,.one for my secured card , then my car loan and I tried for unsecured in Nov , my guess is they clear it every 90 days to 180 days ?

[Aduke1122]

Also u forgot that the rep told me if I wanted to app online , that message is a security feature and I could always contact the security dept to have them change it . Basically verify that I was the one who apped for them type of things

[Anonymous]

Thanks for the reply Aduke, if you don't mind me asking when was your last succesful app in 2016? 

[Aduke1122]

my last app that went thru and approved without getting that message was in late October early Nov .

[Aduke1122]

So I'm thinking it's prolly a 90 day thing maybe but I would try to call the security dept and talk to them if you really want the Limitless card

[Aduke1122]

Also why do you regret the 2 cards you got in Nov with them OP ?

[Anonymous]

I only regret the "Rate Advantage" one pretty salty about that. It is at 16.40% which is more than 6% higher than my Cash Rewards from NFCU so the whole Rate Advantage part of the card is gone, which means no rewards and high interest rate which USAA will never adjust = permanent sock drawer and I am not even going to bother putting a reccuring charge on it... my mum has had her "rate advantage" with the lowest rate since the early 90s I believe and never used it and they keep sending her a card so oh well it will help my utilization until I decide to cancel it. 

I like the Rewards Amex which was the other one I got just to have something other than Visa because literally my whole profile is Visa otherwise.... 

[Anonymous]

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@Aduke1122 wrote:
Also u forgot that the rep told me if I wanted to app online , that message is a security feature and I could always contact the security dept to have them change it . Basically verify that I was the one who apped for them type of things

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Hm interesting, ever time I have contacted them they said I just have to wait, which I will probably do I just wanted to know how long I will be stranded on the island for.

[Aduke1122]

Glad you have given me some thoughts on the Rate Advantage, I was gonna try for that toward the end of this year but now I think I'll go with the military affiliate card maybe , it has a really good BT offer , well it does right now . Who knows what it will be later on. I was approved for the Limitless and the Rewards Amex , bc I didn't have any Amex yet so I wanted one of them. , good luck I hope you can get it soon !