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should I PC with cap1 or wait

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Anonymous
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should I PC with cap1 or wait

 Hello good ppl...I am going on 1 yr.anniversary with Cap1 and I'm wondering if I should wait until after they CLI (if they do)??? My 12th statement cuts on the 9th and I don't want to interfere with my chances of auto-luv. I started with the credit steps and a measly 300 limit which was increased to 1300 after 5 months. Now its 6 months later and I'm clueless despite all of the helpful posts I've read...Can u guys shed some light for me....BTW I love this forum!!! And I'm new here.

Message 1 of 17
16 REPLIES 16
Anonymous
Not applicable

Re: should I PC with cap1 or wait


@Anonymous wrote:

 Hello good ppl...I am going on 1 yr.anniversary with Cap1 and I'm wondering if I should wait until after they CLI (if they do)??? My 12th statement cuts on the 9th and I don't want to interfere with my chances of auto-luv. I started with the credit steps and a measly 300 limit which was increased to 1300 after 5 months. Now its 6 months later and I'm clueless despite all of the helpful posts I've read...Can u guys shed some light for me....BTW I love this forum!!! And I'm new here.


I'd wait.

Message 2 of 17
Anonymous
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Re: should I PC with cap1 or wait

Ok now what do you think my chances for auto love..???

Message 3 of 17
Anonymous
Not applicable

Re: should I PC with cap1 or wait


@Anonymous wrote:

Ok now what do you think my chances for auto love..???


They love frequent use.

Message 4 of 17
Anonymous
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Re: should I PC with cap1 or wait


@Anonymous wrote:

@Anonymous wrote:

Ok now what do you think my chances for auto love..???


They love frequent use.


+1.  

Message 5 of 17
Anonymous
Not applicable

Re: should I PC with cap1 or wait

Ok guys thanks I do use it frequently and make several large payments per mn to keep my until low. Do you all have any idea on how they determine what your increase will be???

Message 6 of 17
Anonymous
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Re: should I PC with cap1 or wait


@Anonymous wrote:

Ok guys thanks I do use it frequently and make several large payments per mn to keep my until low. Do you all have any idea on how they determine what your increase will be???


No real rhyme or reason to this lender. Just cross your fingers.

Message 7 of 17
Anonymous
Not applicable

Re: should I PC with cap1 or wait

Lol!!!

Thanks I'll cross my fingers but won't hold my breath. Does Barclays operate in the same manner??? I will be at my sixth month statement with them next month??? Should I expect auto luv from them or cross my fingers again???

Message 8 of 17
Anonymous
Not applicable

Re: should I PC with cap1 or wait


@Anonymous wrote:

Lol!!!

Thanks I'll cross my fingers but won't hold my breath. Does Barclays operate in the same manner??? I will be at my sixth month statement with them next month??? Should I expect auto luv from them or cross my fingers again???


Barclays also likes heavy use and big payments. Yeah, I'd expect it at 6-7th statement..

Message 9 of 17
App_Addict
Valued Contributor

Re: should I PC with cap1 or wait

 


@Anonymous wrote:

@Anonymous wrote:

Lol!!!

Thanks I'll cross my fingers but won't hold my breath. Does Barclays operate in the same manner??? I will be at my sixth month statement with them next month??? Should I expect auto luv from them or cross my fingers again???


Barclays also likes heavy use and big payments. Yeah, I'd expect it at 6-7th statement..


@Anonymous, one more post for 10,000!!!! MAKE IT HAPPEN! Smiley Very Happy

CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 5% / Goal: 750 by 12/22

Message 10 of 17
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