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soft pull

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Anonymous
Not applicable

soft pull

are there any credit cards that do soft pulls

Message 1 of 7
6 REPLIES 6
-Cain-
Valued Contributor

Re: soft pull

AmEx, Cap1, and Discover do soft pull CLI, or will ask if they need to do a HP

Message 2 of 7
Anonymous
Not applicable

Re: soft pull

Are you asking for a new credit card with only a SP? A few store cards do however major credit card issuers always HP new accounts.
Message 3 of 7
Anonymous
Not applicable

Re: soft pull

I got a Sportmans Guide Visa via the "shopping cart trick" a couple of weeks ago with only a soft pull.

 

FYI: Capital One pulls all three bureaus. AMEX pulled Experian (for me anyway)

Message 4 of 7
ojefferyo
Valued Contributor

Re: soft pull


@Anonymous wrote:

I got a Sportmans Guide Visa via the "shopping cart trick" a couple of weeks ago with only a soft pull.

 

FYI: Capital One pulls all three bureaus. AMEX pulled Experian (for me anyway)


Those Cometity cards that are Visa or Mastercards are HP now, even though they only ask for the last 4 of your social. I bet you if you looked you may find that HP from them. 

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 5 of 7
Anonymous
Not applicable

Re: soft pull


@ojefferyo wrote:

@Anonymous wrote:

I got a Sportmans Guide Visa via the "shopping cart trick" a couple of weeks ago with only a soft pull.

 

FYI: Capital One pulls all three bureaus. AMEX pulled Experian (for me anyway)


Those Cometity cards that are Visa or Mastercards are HP now, even though they only ask for the last 4 of your social. I bet you if you looked you may find that HP from them. 


No hard pull, I have 3 different credit monitoring subscriptions and they show no hard pulls for it. Did you personally get a hard pull for a Comenity card?

Message 6 of 7
ojefferyo
Valued Contributor

Re: soft pull

I personally don't have that card but there a few members on here that can confirm that they have been HP'd for it with the pop up 

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 7 of 7
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