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this sucks, whyyy discover cli.

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mitchblue
Valued Contributor

Re: this sucks, whyyy discover cli.

I hit the luv button earlier in the year, 7 months after I got the card. Went from  4k to 4,250. Sometimes its not all cracked up to be..I wouldn't worry about it.

FICO® 8 Scores 821 FICO® 9 Equifax 826 (Updated 02-7-23)
Message 11 of 21
Anonymous
Not applicable

Re: this sucks, whyyy discover cli.

Don't worry about it. I'm also at $500 and waiting for 3 months to try a CLI.

Message 12 of 21
Anonymous
Not applicable

Re: this sucks, whyyy discover cli.

I don't think age is the reason they want a HP . I've had my card for 3 months and they gave me a sp 500 increase .
Message 13 of 21
Anonymous
Not applicable

Re: this sucks, whyyy discover cli.


@mitchblue wrote:

I hit the luv button earlier in the year, 7 months after I got the card. Went from  4k to 4,250. Sometimes its not all cracked up to be..I wouldn't worry about it.


You should hit it again now; probably get a $1K bump.

Message 14 of 21
harinootsak
Established Member

Re: this sucks, whyyy discover cli.

I had a similar $4K to $4.5K increase. Best just get the auto CLI on Discover, as a HP is not worth that

Cap1 MC Pt: $9750 Synchrony Amazon: $5000 Discover it: $4500
Barclay ring MC Pt: $17000 Chase freedom VISA Sig $9000 Amex ED: $32500
Simmons VISA Pt: $9250 Cap1 QS VISA Sig: $7000 CU PLOC: $16500 TD Target $2000
Message 15 of 21
harinootsak
Established Member

Re: this sucks, whyyy discover cli.

Also, just noticed a bunch of benefits are going poof 1Aug!

 

24/7 Travel Assistance, Baggage Delay Insurance, MyConcierge, Travel Delay, and Emergency Roadside Assistance

Discover Card purchases made on or after August 1 will not be covered by these benefits. Please visit Discover.com/cardbenefits for details on these benefits.

 

Thanks for a crappy cash back and rewards program, high APR, AND fewer benefits. 

Cap1 MC Pt: $9750 Synchrony Amazon: $5000 Discover it: $4500
Barclay ring MC Pt: $17000 Chase freedom VISA Sig $9000 Amex ED: $32500
Simmons VISA Pt: $9250 Cap1 QS VISA Sig: $7000 CU PLOC: $16500 TD Target $2000
Message 16 of 21
PandiferBear
Frequent Contributor

Re: this sucks, whyyy discover cli.


@harinootsak wrote:

Also, just noticed a bunch of benefits are going poof 1Aug!

 

24/7 Travel Assistance, Baggage Delay Insurance, MyConcierge, Travel Delay, and Emergency Roadside Assistance

Discover Card purchases made on or after August 1 will not be covered by these benefits. Please visit Discover.com/cardbenefits for details on these benefits.

 

Thanks for a crappy cash back and rewards program, high APR, AND fewer benefits. 


If you have patience, it will work out. There will be CLIs, and they tend to be good with APR reductions. Don't rush it. Credit is a marathon, not a sprint. Best of luck.

EX 847 TU 837 EQ 832 Goal: Back to 850 across the board
Venture: $40, 000 | Amex Everyday: $35,000 | BOA Custom Cash: $28,700
Message 17 of 21
taxi818
Super Contributor

Re: this sucks, whyyy discover cli.

You guys do know this thread over 3 months old. im sure op got his cli by now. the gravy train is over. so thats it.

Message 18 of 21
harinootsak
Established Member

Re: this sucks, whyyy discover cli.

I'm new, all threads are new for now, doesn't discount my extemporaneous distaste for Discover's shabby benefits. I like to recycle, threads included. 

Cap1 MC Pt: $9750 Synchrony Amazon: $5000 Discover it: $4500
Barclay ring MC Pt: $17000 Chase freedom VISA Sig $9000 Amex ED: $32500
Simmons VISA Pt: $9250 Cap1 QS VISA Sig: $7000 CU PLOC: $16500 TD Target $2000
Message 19 of 21
Anonymous
Not applicable

Re: this sucks, whyyy discover cli.


@harinootsak wrote:

I'm new, all threads are new for now, doesn't discount my extemporaneous distaste for Discover's shabby benefits. I like to recycle, threads included. 


Recycling old threads are not a good idea as sometimes the info. in the threads are no longer valid and resurrecting old threads are not encouraged.  It is much easier to start your own anytime for fresh inputs/comments.

Message 20 of 21
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