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tj maxx reviewing app??

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Anonymous
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tj maxx reviewing app??

I decided I would make my 3rd revolving TL a TJMaxx card at my GFs request. I did this in-store any the CS rep gave me a lil receipt that says "thank u for applying. Your app is currently being reviewed" WTH gives? I can never get instantly approved for anything!!! lol... The lady told me that every time she has seen this, th ecostumer comes back with an approval but I think maybe she could just tell I was disappointed. I didnt want to take another hard pull for a denial. They also stated I would receive the status in writing within 30 days. Any help??

Message 1 of 8
7 REPLIES 7
Pway
Valued Contributor

Re: tj maxx reviewing app??

When apply in store for their cards I receive that message as well.  I give them a call and after verification I am approved.  The only two cards I have no luck with is Lowes and Toys R US.  All of my other cards has been approved.  

 

 

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 2 of 8
Anonymous
Not applicable

Re: tj maxx reviewing app??

So, i called and they told me that they were sorry but my app was denied. So i bit the bullet and applied for PayPal credit and to my great suprise was approved for $1250! What i didn't know was that this was a hidden trade line and does not report to the 3 CRAs! Jeeez! I can't win for losing....lol. i am grateful for the new acct tho
Message 3 of 8
Anonymous
Not applicable

Re: tj maxx reviewing app??

I'm sorry to hear that. I'm used to getting the BIG rejection too. I was recently rejected for Sam's too. Even went to the store, because of all of the preapprovals people had in-store. No go!! No preapprovals. No nothing!!

When the whole Blispay thing blew up, everyone was approved.....but, not me....lol! That's our luck! But, I did get approved for other things since then, which helped sooth my disappointment.

So a BIG Congrats on your PayPal credit! That's an awesome limit! Good thing about a hidden TL, you don't have to worry about utilization.
Message 4 of 8
MyLoFICO
Valued Contributor

Re: tj maxx reviewing app??


@Anonymous wrote:
So, i called and they told me that they were sorry but my app was denied. So i bit the bullet and applied for PayPal credit and to my great suprise was approved for $1250! What i didn't know was that this was a hidden trade line and does not report to the 3 CRAs! Jeeez! I can't win for losing....lol. i am grateful for the new acct tho

That's not true. I have PP smart connect too and this is on my CR, all 3.

 

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Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 5 of 8
Loquat
Moderator Emeritus

Re: tj maxx reviewing app??


@MyLoFICO wrote:

@Anonymous wrote:
So, i called and they told me that they were sorry but my app was denied. So i bit the bullet and applied for PayPal credit and to my great suprise was approved for $1250! What i didn't know was that this was a hidden trade line and does not report to the 3 CRAs! Jeeez! I can't win for losing....lol. i am grateful for the new acct tho

That's not true. I have PP smart connect too and this is on my CR, all 3.

 

Capture.PNG


He may have been approved for PayPal Credit via Comenity...which is indeed a hidden TL.  

Message 6 of 8
MyLoFICO
Valued Contributor

Re: tj maxx reviewing app??


@Loquat wrote:

@MyLoFICO wrote:

@Anonymous wrote:
So, i called and they told me that they were sorry but my app was denied. So i bit the bullet and applied for PayPal credit and to my great suprise was approved for $1250! What i didn't know was that this was a hidden trade line and does not report to the 3 CRAs! Jeeez! I can't win for losing....lol. i am grateful for the new acct tho

That's not true. I have PP smart connect too and this is on my CR, all 3.

 

Capture.PNG


He may have been approved for PayPal Credit via Comenity...which is indeed a hidden TL.  


I didn't even know they offered that. Maybe I need to app that too. lol. j/k 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 7 of 8
Anonymous
Not applicable

Re: tj maxx reviewing app??

Well, if i was approved....anyone will be! Lol
Message 8 of 8
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