It's hard to deny, looking at the available data points, that the profiles being approved are generally not as strong as those being declined or ignored. You can usually deduce from that what a creditor is looking for. Not sure why people are willing to accept that concept (standard approval criteria and patterns) for other creditors, but not Blispay. Current approval profile for Blispay appears to be circa 700, lots of inquiries and even baddies (old or not, having baddies is a flawed profile, credit-wise). That's a generalization, but I've seen enough data on this and other boards to be able to make a correlation.
Like I said, we're all quite happy to say "AmEx approval standards are [whatever]" or "Navy does/doesn't like to see [whatever]" etc., but for some odd reason, Blispay is exempt from such generalizations. And it really doesn't take a genius to see that they opened up applications, handed out money like water, then shut it down and regrouped. Like any new company would do (as a marketing analyst, I know how this works... I do it every day). Since they came back online, the approval picture has changed. The people reporting denials or limbo are the people with the strongest overall credit profile. Higher scores, fewer inquiries, lower utilization, totally clean reports. These customers are not profitable, so the focus has moved to customers who are more likely (not guaranteed... nothing is) to be profitable. People who do or might carry balances, and have average, slightly flawed profiles. Not horrible, not great. That is obviously Blispay's sweet spot.
As for any TD Bank connection, TD would have no problem verifying me, as I have been a TD customer since 2003. And frankly, my credit profile and history are more than satisfactory to bigger and better "sticklers" than Blispay. And that riight there, the "stickler" comment, is why I think some people refuse to accept any theory other than "Blispay is really picky, and they picked ME!!" Many people like to feel as if they were specially chosen for an exclusive product that others weren't good enough to get. They don't want to hear that MAYBE they were chosen for reasons that might not be as flattering as they thought. Human nature is what it is, and there's no accounting for how people feel and why. Some people really do feel that the look, color or material of a certain card will impress a cashier, server or date. 
Anyway, I don't need this card but I'm still curious about it nonetheless. I've recognized and accepted that I'm not the kind of customer they want, and I'm OK with that. I'm also not the kind of customer Fingerhut and First Premier want, and I won't lose sleep over that either. I was intrigued by the hidden TL aspect in case I ever wanted to carry a balance without hurting my credit. But it's not necessary for me.
Still gotta disagree my best friend has 840+ across board scores (not a member MyFico) applied last week got instant approval for 10k and has 0 cc debt other than house and car payment. I talked him into applying as well due to hidden TL 0% apr for 6 months and 2% CB. Reference is 840 Fico scores, 300k+ income and he owns multiple houses and a car and a long AAoA with 3-4 inquiries on each CRA. Continue to believe what you would like though.. I tell him what to apply for since I live and breath credit 
I do agree something is slowing them down for some people though, what it is I have no idea. Keep holding out hope. I understand your frustration and your need to vent. Just throwing out the theory they don't like high scores as that simply isn't completely true as my best friend is evidence of this. He also has about 170k in open credit cards TL's
I applied Friday and got the call in 5 business days. Tonight Sunday the 3rd July I got the approval email before calling on this holiday weekend. CL $7,500 EX about 760 it makes no sense seeing others with much higher scores and income left hanging.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
I applied 7/1/16 and was told to call. They pulled my EX on 7/2/16. Just speculation but could it be possible they manually review all applications. When no one to review the call in 5 business days pop up. With so much interest they get overwhelmed and applications get put on the shelf and forgotten. Just saying that as mine was approved in the middle of a holiday weekend without calling. It makes no sense how people with great scores and income get declined for bogus reasons. The only reasonable explanation is computer and operator error. Me as an example. Paid state tax lien dropping off 8/16 income net $27,500.00 CS EX about 760 approved where others in 800s and $150k plus denied.