cancel
Showing results for 
Search instead for 
Did you mean: 

walmart card

tag
Anonymous
Not applicable

walmart card

I was thinking about applying for the store card do you think 612 tu 606ex 602 eq is good enough . I got the macys store card with a cl of 600 and two cap 1 cards 

Message 1 of 6
5 REPLIES 5
ohreally7654
Established Contributor

Re: walmart card

I'm sure others will chime in on this, but you are well within the range, in terms of score that Walmart likes to see. I was declined twice earlier this year for this card; I finally got approved about 6 weeks ago and my scores were within a few points of where you sit, currently.  For a few data points regarding my personal credit profile, I have a fairly thick file, oldest card sits at 22 years old, one paid charge-off, multiple lates (unfortunately) but everything is now current and paid, thanks to a greatly-improved financial situation, and most credit cards currently sit at zero balance.  My last late that was more than 30 days was 2 yrs ago (I feel like this was the magic number for Walmart to finally approved me), income @ approx. $75k/yr. 

 

HTH and good luck to you if you do decide to app!!

Current Fico 8 Scores 11/25: TU FICO: 604 | EX FICO: 555 | EQ FICO: 548. Cap One QS Secured: $200 | Williams Sonoma Visa Signature $500 | Open Sky Secured $500 | Destiny MC $1K | Indigo MC $1K
Message 2 of 6
Pway
Valued Contributor

Re: walmart card

My score at the time of my Walmart card was 630.  Although I believe others has gotten approved with lower scores.  It just depends on one profile.  YMMV

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 3 of 6
Anonymous
Not applicable

Re: walmart card

That is going to be close, at least for the store card. Probably wont get the Master Card version.

Message 4 of 6
Anonymous
Not applicable

Re: walmart card

yeah i dont need the mc just yet oneday down the road hopefully it works 

Message 5 of 6
bigpoppa09
Established Contributor

Re: walmart card

i got my walmart store card in May with a 601 TU fico so it can be done.

Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.