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which CRA does chase pull !?

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Anonymous
Not applicable

which CRA does chase pull !?

I have 9 inquires on eq and 5 on tu , idk my EX though how can I get my hands on a ex report for free !? Besides annual credit thing 

Message 1 of 29
28 REPLIES 28
heyarrnold
Valued Contributor

Re: which CRA does chase pull !?

Here in California, they almost always pull Experian.

Message 2 of 29
Anonymous
Not applicable

Re: which CRA does chase pull !?

Many banks vary regionally, so Chase will pull one CRA in one state and a different one in another (Others, like Barclays and Amex are more uniform).   Chase also frequently double pulls.

Message 3 of 29
mongstradamus
Super Contributor

Re: which CRA does chase pull !?


@Anonymous wrote:

Many banks vary regionally, so Chase will pull one CRA in one state and a different one in another (Others, like Barclays and Amex are more uniform).   Chase also frequently double pulls.


For east coast its EX or EX+something else. For my last three chase cards , freedom was EX, CSP was ex+tu, and ink plus was ex. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 4 of 29
Anonymous
Not applicable

Re: which CRA does chase pull !?


@Anonymous wrote:

I have 9 inquires on eq and 5 on tu , idk my EX though how can I get my hands on a ex report for free !? Besides annual credit thing 


Yeah, echo-ing others it may depend on where you live.  I'm in VA and they pull EX AND EQ on me.

 

If you go to creditboards.com, towards the top is a tab called CreditPulls and you can enter the creditor and the state you live in to see what people in your state have reported that has been pulled for them.

Message 5 of 29
Anonymous
Not applicable

Re: which CRA does chase pull !?

Chase has. Pulled From my EQ a couple times actually 

Message 6 of 29
Anonymous
Not applicable

Re: which CRA does chase pull !?


@Anonymous wrote:

I have 9 inquires on eq and 5 on tu , idk my EX though how can I get my hands on a ex report for free !? Besides annual credit thing 


Always been EX for me.

Message 7 of 29
Skye12329
Valued Contributor

Re: which CRA does chase pull !?

Ex for single pull over here in MN
Ex and Eq if double.

Always ymmv
BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)
Message 8 of 29
Anonymous
Not applicable

Re: which CRA does chase pull !?

My last hard pull from chase on eq was oct 2014 should I all or garden for another month

Message 9 of 29
Anonymous
Not applicable

Re: which CRA does chase pull !?

When I applied, they pulled both EQ and EX. I'm in Washington.

Message 10 of 29
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