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1 Month - 4 Instant Approvals!

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G_Hiro
Established Member

1 Month - 4 Instant Approvals!

Hey everyone!

 

I'm new to this board but have been lurking for a while so I thought I'd create an account to share my recent approvals from June-July!

Here's some DPs at the time of my first approval:

 

Inquiries: 14 (EX)

Accounts: 6

Oldest Account: 2.4 years

Average Age: 1.5 years

 

Credit Cards:

Discover it Cash Back: $5,450

Discover it Cash Back: $1,500

American Express EveryDay: $5,000

Apple Card: $8,500

Barclays Uber: $1,400

Capital One Quicksilver: $1,100

 

Went under 5/24 last month and decided to apply for the Chase Sapphire Preferred for the new 100,000 points bonus. I was instantly approved for $12,100.

 

I then decided to apply for the new Citi Custom Cash card immediately after and was instantly approved for $5,800.

 

Two weeks later I decided to apply for the U.S. Bank Altitude GO since I was denied for the CSP in the past as well as the GO, so thought why not? I was instantly approved for $1,000 which became $5,000 after I immediately requested a CLI after receiving the card.

 

To cap off my spree, I decided to apply for the Citi Premier on 7/12 for the 80,000 points SUB and since I was riding off the high of getting approved by lenders that have denied me multiple times in the past. I thought having been approved for the Citi CC just a month before would've made it difficult, but I was again instantly approved for $3,300.

 

*Citi CC was the only new account reported at the time I applied for the Citi Premier.

 

I plan on gardening now for two years to have all the inquiries on my report removed before moving forward.

 

I just wanted to share that with you all since I was able to get the cards I've wanted for a while. A majority of my inquiries on my reports were due to denials by Chase, Citi, and U.S. Bank in the past! Now I don't feel bad for the amount of inquiries on my report since I was able to get the cards in the end!

Message 1 of 24
23 REPLIES 23
KLEXH25
Valued Contributor

Re: 1 month - 4 Credit Card Approvals!

Congratulations! But I'm confused. You said you were approved for CSP but then said you were denied?

 

EDIT: Never mind. I think you changed the post and corrected it after. Nice approvals, enjoy!



Message 2 of 24
G_Hiro
Established Member

Re: 1 month - 4 Credit Card Approvals!

Thank you!

 

I applied for the CSP, CFF, and CFU in the past (3 of the inquiries on my report at the time) and were all denied. I reapplied for the CSP last month and was instantly approved for my highest limit of $12,100 which gave me the confidence to go on this app spree.

Message 3 of 24
coreyb80
Super Contributor

Re: 1 Month - 4 Instant Approvals!

Congrats on all of the very nice approvals!

Message 4 of 24
sourpuss29
Frequent Contributor

Re: 1 Month - 4 Instant Approvals!

Congrats on your approvals!🎉

Message 5 of 24
Elpadrino1
Valued Contributor

Re: 1 Month - 4 Instant Approvals!

Congratulations on your approvals and welcome to the forums!!

Message 6 of 24
Anonymous
Not applicable

Re: 1 Month - 4 Instant Approvals!

Nice approvals -- Congrats!Smiley Happy & thanks for the DPs, although you didn't include your FICO scores?Smiley Wink

Message 7 of 24
G_Hiro
Established Member

Re: 1 Month - 4 Instant Approvals!

At the time of my CSP approval last month:


EX: 741 EQ: 761 TU: 758

Message 8 of 24
difringe
Established Contributor

Re: 1 Month - 4 Instant Approvals!

Congrats on the approvals! Am I misunderstanding something about US Bank?  I was under the impression that they were very strict about not approving apps if you've been approved for 2 cards in the past 12 months?

Message 9 of 24
KLEXH25
Valued Contributor

Re: 1 Month - 4 Instant Approvals!


@difringe wrote:

Congrats on the approvals! Am I misunderstanding something about US Bank?  I was under the impression that they were very strict about not approving apps if you've been approved for 2 cards in the past 12 months?


I was wondering the same, but maybe it's because the other cards haven't reported yet. Guess the inquiries didn't scare them either lol.



Message 10 of 24
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