Re: $10.1K in CLIs & Total CL Milestone

thornback · ‎12-05-2020

Hey Y'all...

I haven't asked for CLIs on any of my cards for a while - since April 2020. Also only one new account in the last 12 months (march 2020 - nfcu plat#2). So tonight I decided to see what I could get... my util is a bit higher than my norm at around 15% due to a couple of balance transfers I'm carrying and seriously taking my time paying off. Anyway...

Citi DC (was my lowest CL):

CL: 5.1K

CLI: 1.5K → 6.6K

NFCU Plat #1

CL: $18K

CLI: 2K → $20K

**I only requested $2K

NFCU Plat #2

CL: $22.4K

CLI: $1.6K → $24K

**I only requested $1.6K to avoid having having to possibly go through the income verification process. I'll do all that next time.

PenFed PCR

CL: $10K

CLI: $5K → $15K

So a total of $10.1K in CLIs tonight and finally broke $100K total CL ($101.4K) without counting my AU.

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

AllZero · ‎12-05-2020

Congratulations on your CLIs!

thornback · ‎12-05-2020

@AllZero wrote:
Congratulations on your CLIs!

TY!

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

cashorcharge · ‎12-05-2020

A busy day! Congratulations on your successes!!

dudefromtx · ‎12-05-2020

Congrats on the CLI's!

mrcraft · ‎12-05-2020

Congratulations on your nice CLIs!!

Affinity Cash Rewards Visa Signature $32,500

American Express Marriott Bonvoy Brilliant $25,000

PenFed Power Cash Rewards Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

thornback · ‎12-05-2020

@mrcraft

@dudefromtx

@cashorcharge

Thanks all!!

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

Anonymous · ‎12-05-2020

Very nice, congrats!

thornback · ‎12-05-2020

@Anonymous wrote:
Very nice, congrats!

Thank you

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

JNA1 · ‎12-05-2020

Congrats!

Our credit card journey started 3/2018

Hover over cards to see limits and usage. Total CL - $608,600. Cash Back and SUBs earned as of 5/31/24- $21,590.43
CU Memberships

Goal Cards:

$10.1K in CLIs & Total CL Milestone

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$10.1K in CLIs & Total CL Milestone