1st Amex BCP CLI

[Mischa]

I recently hit 61 days on my new Amex BCP and decided to try for a CLI. I got the 7-10 day message. Anxiously waited for the letter to come as I was hoping I had just applied too early, and wasn't being denied for a credit profile related reason (I know you have to wait 90 days if denied for this). 

The letter arrived a few days ago and the denial reason stated that my relationship with Amex was too new. So I decided to try again. I'm currently carrying a balance over 3k on the card (0% intro APR). I also refinanced my car and have a recent mortgage inquiry in the time since I've opened the card. So I wasn't feeling too confident.

My SL was 15k so obviously I wasn't going to ask for a 3x CLI. I've heard they can request the dreaded tax forms anywhere from 25k-35k so I decided to play it safe and ask for 24k. 

Instant approval! So apparently they weren't bothered by the things I was concerned about. Very happy with Amex and this card so far!

[Anonymous]

Congrats!

[CreditAggie]

Congratulations on your Amex BCP CLI!

[Rudy1]

Wow! Congrats on your approval!

[Taurus22]

Congrats on your Amex CLI!    Good for you, being cautious...

This is another one for me coming up in Nov. I'm chewing at the bit, waiting for my 2nd 3x....

[KingRue8500]

Congrats on your AMEX Blue Cash Preferred CLI

[Total80sKid]

Congrats on your BCP CLI 👍🏼

[cashorcharge]

That’s terrific!  Congratulations on your BCP CLI approval!! 👏🏼🎉🍾

I think your next opportunity is in another 91 days.  As long as you don't go over $35K, you "should" be okay without having to provide POI...at least that's what is typically reported around here...

[Anonymous]

@Mischa 

Awesome! Congrats on the CLI! I can't wait for my 3X CLI on my new BCE. 

[pizzadude]

Congrats on the $9K CLI !!