1st cli!!! EO cap one sucess

alphaleo26 · ‎10-07-2014

Have to thanks the forums as I would have had no idea about the EO backdoor route. Little background just received qs1 with 300 limit in Aug on the credit step program. I was tired of micro managing the small limit and sent a nice email to the EO office requesting a manual review of my account. After receiving a call and answering some questions and sending in my paystub. I wake up today to a new cl of 1,500!!! It's not much but saying I just received my 1st cc 3 months ago with a secured wf card I'm happy to have a little bit more of spending power! So anyone asking if you can get a cli before your 6 months are up with cap one on the credit step program you can via the EO backdoor

Starting Score: EQ:582 (fico) Tu Fico 692 8-23-14 7-5-14 Ex Fico 659

Current Score EQ 717 (fico) 11-18-14 Tu Fico 754 11-17-14 Ex fico 747 11-17-14

Inq's EQ 6 (5 this yr) TU 1 EX 5 ( 2 this yr)

Goal Score: 760+

Secured Wells fargo 300 Secured Discover it 200 Cap one qs1 1500 jcrew 1050 buckle 300

MissMoni223 · ‎10-07-2014

CONGRATS on your Cap1 EO success!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)

alvon123 · ‎10-07-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

Anonymous · ‎10-07-2014

Do you mind sharing what exaclty you did? I am new and trying to understand what the actual steps were since my situation with the QS1 is similar. I also got mine in August of this year with a $500 starting limit. Wonder if you will also get a bump in what would have been the 6 mo mark. Congrats BTW!

Anonymous · ‎10-07-2014

Congrats!.....Thanks for sharing...

s_haliz · ‎10-07-2014

I would salute your persitence......Congrats!!!

TU FICO 850 | EQ FICO 850 I EX FICO 850

Anonymous · ‎10-07-2014

Congrats!

Anomalous · ‎10-07-2014

Congratulations on the CLI!

Keep both your credit and your body in top shape!

homeinfuture · ‎10-07-2014

Can you please send me the contact e-mail you used? Thanks

coldnmn · ‎10-07-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17