2 AMEXs, Multiple NFCUs & Auto Approvals!

[Anonymous]

My Navy Federal Membership has proved to be a game changer in the credit world. For the last 2 weeks I've been on a high and Navy's credit line increases started all of this! Current cards already included Chase Freedom: 2,220|  Discover IT: 1,750|  Capital 1: 9,500. Score were around 650 with no baddies but high utilization. Once all of theses increases and new accounts post I'm sure it will be much higher after the intial new account hit. Inquires are between 10-20+ depending on the credit bureau and AAOA was 1.2 years. 

Credit Line Increases

NFCU Cash Rewards: 1,400--> 12,600

NFCU CLOC: 7,000 --> 15,000

Macys: 3,700--> 5,600

Credit Approvals

NFCU Go Rewards: 5,000 @ 14.99 APR

Local Credit Union: 5,000 @ 2.99 for 1 yr then --> 17.15 APR

Amex Everyday Preferred: 5,000 @ 0.00 for 1 yr then --> 16.99 APR

Amex Blue Cash: 1,000 @ 0.00 for 15 months then --> 22.9 APR 

Auto Approvals

NFCU: 23K @ 6.29%

Local Credit Union: 23K @ 4.64%

Loan

NFCU: 3,900 @ 18% for 3 years (Not taking them up on this offer)

Denials

Venture 1 - emailed OE for reconsideration, no word though (their denial reason was "Account Credit Limits are too High") EDIT: Just recieved a call from the EO for a manual review, I'll update you guys when I get ther decision.

Chase increase - should have saved that hard pull  

Discover It - gardening is hard

[Anonymous]

Congrats!

[creditguy]

Wow you certainly had a couple of good weeks there, while you've got some awesome CLI's, the best part is, those Navy cards still have lots more room to grow ensuring future highs!!! Congrats on your awesome couple of weeks and good luck on your future growth, Navy is just plain awesome.

[baller4life]

Niiiiccceee!! Navy Fed has been a game changer for many of us. 💗NFCU!!

[Anonymous]

Congratulations! 

[Anonymous]

Thank you everyone! <3 <3 NFCU! Into the garden I go now haha 

[Anonymous]

Thanks creditguy! NAVY has been sooo good to me and I cant wait to see what the future holds. The only thing holding me back is my income, so I'm off to the garden as I work on that

[alextercero]

Congrats

[willwar14]

congrats!

[Anonymous]

So even after going the OE route with Capital One, I was denied their Venture 1. Too many inquires, new accounts & account credit limits too high were the reasons given. Ah well...waste of 3 pulls but you dont know if you dont try.