Greetings good people for the good credit,
First thread here so please bear with me. Thanks to all the info absorbed in this forum I decided to hit the love button. I currently only have 3 capital one cards. (rebuilding credit)
1 - regular visa platinum with a $500CL from 2007. I asked back in the day for increases a few times and got denied so I just gave up. After going through the forum I saw that people try every 6 months and you can get increases if you PIF or at least pay more than the minimum. Well, I've been doing this for a long time in order to keep util low. a week ago I clicked on the button and BOOOM! first increase 
$1,000.00 increase for a total of $1,500.00 CL.
2- Previous Orbitsz card now Journey. Opened Jan 2012 with a $500CL. I went ahead and PIF after the first increase. payment reported on thu. Woke up today, clicked the love buttom. aaaaand, "Going up!!" another 1,000CLI for a $1,500CL
3rd. Master card platinum Opened Aug 2011 Initial limit: $500CL after 6 months I got a $250CLI for a $750CL. Never got another CLI after that. (did have a late payment 9 months later tho)
Right now that card has a $500.00 balance and is the only one I haven't ask for luv. My question is, should I PIF before trying? or just click on it since they already know that I make multiple big payments per month? my finger is just itching right now, but I really don't want to click now and then wait 6 months just because I didnt wait for a PIF.
What do you guys suggest? Also, I'll probably do a thread on the rebuild section with more background information about my poor credit management skills.
Thanks in advance guys!
If I were you I would request that increase right now, since you've already done that with the rest. Why not? I say do it 
Click away as you are on a roll. CAP 1 does not care whether you have a balance on your card. If you qualify, you will get it. It is a soft pull so you have absolutely nothing to lose.. Let us know the result if you do flirt with the luv button...
@Anonymous wrote:Okay, here we go then....
1...2....3.... Tell us the good news..
YOU GUYS ARE... AWESOME!
3 for 3 
Cap1 Master card, $1,000.00 CLI for a $1,750CL!! I can't thank you guys enough!!!
@Anonymous wrote:YOU GUYS ARE... AWESOME!
3 for 3
Cap1 Master card, $1,000.00 CLI for a $1,750CL!! I can't thank you guys enough!!!
Sweet!!!!!!! Congrats!!!!
Thank you good sir its a small step for many, but for me is HUGE! Now that I have a better understanding, I'll be working hard on my baddies in order to get grown-up people credit cards
