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2 More CLIs...Discover and Paypal Credit

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DaWhole9
Frequent Contributor

2 More CLIs...Discover and Paypal Credit

Paypal Credit CLI from $6000 to $9000.  This one seems to be an automatic approval with good credit.  It started with a $300 limit 9 years ago when I had bad credit.  I used it to buy car parts on ebay and always PIF.  it went to about $1000.  3 years ago I started my rebuild and now I am over 800 and every 3 months PayPal Credit ups my limit.  I think $10k is the max so the next limit will probably be the last.  Discover is new and I talked to a CS rep and they said the first increase wont happen until after the first 6 billing cycles...so 6 months and a day I requested a CLI got approved for a $2000 CLI for a $4000 CL.  




Message 1 of 13
12 REPLIES 12
DaWhole9
Frequent Contributor

Re: 2 More CLIs...Discover and Paypal Credit

Edit...so I called Discover to see if they can increase the $4000 limit.  They upped it another $500, but said that they can do a CLI every 30 days..so I will see what they say in 30 days!




Message 2 of 13
coreyb80
Super Contributor

Re: 2 More CLIs...Discover and Paypal Credit

Congrats on the increases!

Message 3 of 13
CYBERSAM
Senior Contributor

Re: 2 More CLIs...Discover and Paypal Credit

Congrats on your Discover and Paypal Credit CLI 🤑👍👍







                
Message 4 of 13
KingRue8500
Senior Contributor

Re: 2 More CLIs...Discover and Paypal Credit

Congrats on your Paypal Credit & Discover CLI's




Message 5 of 13
cashorcharge
Community Leader
Super Contributor

Re: 2 More CLIs...Discover and Paypal Credit

WooHoo!! Congratulations on your Approvals!!👏🏼🍾🥂

Message 6 of 13
SDMarik
Established Contributor

Re: 2 More CLIs...Discover and Paypal Credit

Awesome! Grats on the double cli! Disco can get pretty generous if you put spend on the card and use it responsibly!



"When prosperity comes, do not use all of it"
Message 7 of 13
CreditAggie
Community Leader
Super Contributor

Re: 2 More CLIs...Discover and Paypal Credit

Congratulations on your Discover and PayPal CLIs!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 13
Mdowning30
Established Contributor

Re: 2 More CLIs...Discover and Paypal Credit

@DaWhole9 So did you wait for the account date to turn 6 months or did you also wait for the 6th statement to cut ? Im waiting to do the same with my mine.

Chase Freedom Unlimited : $2000 | Discover It Chrome : $2700 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $2000 | Chase Amazon Prime : $600 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000 | Truist Future Card : $6000 | USBank Smartly Card : $500 |
Starting Score: 512
Current Score: 700
Goal Score: 700+

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Message 9 of 13
DaWhole9
Frequent Contributor

Re: 2 More CLIs...Discover and Paypal Credit

I waited until after the 6th billing cycle.  So it was like 6 months and 2 weeks from my open date.   According to Discover CS there is no harm in requesting it early but they wait until 6 billing cycles before they approve CLIs for new accounts.  They said to wait 30 days after a CLI to request again.  




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