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2 Synchrony CLI's!!

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Established Contributor

2 Synchrony CLI's!!

So I've been hitting that CLI button on all my Synchrony accounts (CareCredit, PayPal, Amazon Store Card) a few times a month since I got the cards in September. I know, I'm impatient. My scores recently crossed over 700 (FICO 700 Achievement Unlocked!) and they updated on my Synch accounts, so I figured I'd try again today.

 

First was CareCredit. I owe $473/$1,000 and got an increase for $1,800. I asked for $1,500 so yay!

Then I tried PayPal:  I owe $100/$300, asked for $800, and got denied....

1 out of 2 ain't bad, so I tried my Amazon Store Card:  I owe $0/$800, asked for $1,500, approved for $1,500!

 

I know these are baby increases, but I'll take them at the moment. I'm in no rush and am just happy to be getting any CLI's right now. 

 

One question:  Can I call the overseas number and try to get a CLI on the PayPal one? I don't know why they started me so low and won't increase it when they did for the other ones? Any advice is greatly appreciated!

I think I've found the sacred map that may lead me to this garden everyone keeps talking about.



Officially collection free as of 3/19/19!!
STARTING SCORES: 377 (11/2013) & 580 (3/2018)
Message 1 of 12
11 REPLIES 11
Regular Contributor

Re: 2 Synchrony CLI's!!

Congrats on the approvals, but be careful with Synchrony. You don't want to scare them as I did and had to learn the hard way. Let the ones you have season a while and congrats on the 700 achievement. 

Message 2 of 12
Frequent Contributor

Re: 2 Synchrony CLI's!!

Congrats on the 700's. And the CLI
Message 3 of 12
Established Contributor

Re: 2 Synchrony CLI's!!


@jbsilva21 wrote:

Congrats on the approvals, but be careful with Synchrony. You don't want to scare them as I did and had to learn the hard way. Let the ones you have season a while and congrats on the 700 achievement. 


What exactly did you do to scare them? I've heard of the blue envelope of death lol so I'm curious to hear what happened to you.

I think I've found the sacred map that may lead me to this garden everyone keeps talking about.



Officially collection free as of 3/19/19!!
STARTING SCORES: 377 (11/2013) & 580 (3/2018)
Message 4 of 12
Community Leader
Mega Contributor

Re: 2 Synchrony CLI's!!

Congrats. Every Sync card has different underwriting. I got $300 on PP MC 2% and they wouldnt 8ncrease for nothing. 3 months in they auto increased to 1050. Called CS recently snd looks like im not getting any more soup. Just give it timeSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 5 of 12
Valued Contributor

Re: 2 Synchrony CLI's!!

Congrats on both approvals! Just be careful with Synchrony and the excessive requests
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 6 of 12
Valued Contributor

Re: 2 Synchrony CLI's!!

Congrats on your CLI’s👍👍

😊




Goal Score: 600(within a year)**MET MY GOAL**
Goal Score: 650(within a year)


Take the myFICO Fitness Challenge

























Message 7 of 12
Established Contributor

Re: 2 Synchrony CLI's!!

Congrats on growing those limits Smiley Happy
Gardening....TCL: 100k+
Message 8 of 12
Frequent Contributor

Re: 2 Synchrony CLI's!!

Nicely done on the CLI's! 

 

Congrats on hitting the 700 FICO Mark! My next goal is 675 but it really is crossing that 700 mark as well


AMEX Gold / Home Depot CC $3K/ Discover IT Chrome $2K SL / PayPal MC $2K /
BOA BankAmericard $2K / BOA Cash Rewards $1000 / Cap One Savor One $1000 / Blaze MC $1500 / Credit One $850 / OpenSky $500 / AvantCard $500 / Discover IT Cash Back (Graduated Secured) $200 CLI to $400 / EBAY MC $300
Jan of 2017 Credit Karma: 404 -SEPT OF 2018: EX 652 EQ 626 TU 604
AUGUST OF 2019 1% UTL - EX 681 EQ 667 TU 659
Total Credit Limit: $16150 -
Goal Score: 675 for all FICOS (ACHIEVED EX)
Message 9 of 12
Regular Contributor

Re: 2 Synchrony CLI's!!

Good Job!!

 

I have one sync card so far and its stuck at 10K the Sam's Club MC

Nov 2019 EX 780, TU 760 EQ 752, June 2019 EX 778, TU 788, EQ 790 April 2019 FICO EX 802, TU 790, EQ 804, Oct 2018 Fico'd EX 817, TU 811, EQ 798
June 2018 Fico's EX 830, TU 817, EQ 824
PenFed Power Cash Rewards $17K (Jan 2018), Discover IT $20.5k(Jan 2018), Capital One $7500 (Aug 2014), Chase Freedom (PC from FU Jan 2019) $4500 (Jan 2018), Sam's Club MC$10000 (Jan 2018), BBVA $25K (Apr 2018) ,WF Propel 15.5k(Jul 2018), USB Cash+ $14K(Jul 2018), Citi Best Buy Visa Platinum $12k(Sept 2018) Digital Federal Credit Union $15k (Nov 2018) BBVA Compass ClearPoints $8100 (June 2019) Williams Sonoma Visa Comenity $2300 (July 2019) Discover it 2 $4.5k (Nov 2019)

Campus USA CU Auto Loan 85k (Aug 2018) BBVA Compass Express Loan $15k (Nov 2018), PenFed personal Loan $27k
Rebuilder Cards: First Permier $1250 closed (6/11/18), FNBO $2600( Nov 2006)

AAoA 2.8 years UT 8%
Store Cards: HomeDepot $12000(May 1998), Saks $800(Oct 1978) Kohl's $2.5k (Nov 2018) AMZN Store Card $8.5K (Jan 2019) Target RedCard &2.5k (Apr 2019) Walmart MC $4k (Sept 2019)
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