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$20k Susan G Komen card appoval!

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markbeiser
Established Contributor

$20k Susan G Komen card appoval!

BoA loves me again!
I already have a BoA CCR card, but my plan is to have 3 of them for different enhanced rewards categories.
I'm a Prefered Rewards member, so get 5.25% back on the enhanced category.
This one will be set to Online Shopping and live out its life in a drawer.

So far I've only gotten a notice that they pulled Experian .

My 10 year old CCR card is stuck at a $2k cash advance limit, but this one is at $6k, not that I ever plan to use it.
No idea on interest rates yet

This makes 3 hard pulls on Experian this week for 3 new applications.
Got a $20k limit on this one, $20k on a NASA card, and have not heard back on my app for the Elan Max Cash Preferred card through Amplify CU.
I guess I'll be going back to gardening now.
BoA SGK.jpg

Back to gardening until Late February 2025.
Current FICO8:
Message 1 of 13
12 REPLIES 12
CorpCrMgr1
Valued Contributor

Re: $20k Susan G Komen card appoval!

Congratulations on your approvals!!

Message 2 of 13
Traveler101
Established Contributor

Re: $20k Susan G Komen card appoval!

Congratulations. You're killing me. I'm fighting temptation to reuse a hp from a cu and do not want to sacrifice some upcoming sp cli's. Reading your success makes me want to app away lol. I'm glad someone is having fun. Enjoy 😉 

Message 3 of 13
markbeiser
Established Contributor

Re: $20k Susan G Komen card appoval!


@Traveler101 wrote:

Congratulations. You're killing me. I'm fighting temptation to reuse a hp from a cu and do not want to sacrifice some upcoming sp cli's. Reading your success makes me want to app away lol. I'm glad someone is having fun. Enjoy 😉 


I gardened for 13 months, just getting up and stretching my legs a big before going back to gardening for a year again.😉

Next spring I'll be getting a new roof. Plan is to get a BoA Unlimited Cash Rewards card, paying for the roof with it for the 2.62% cash back, and transfering credit limits to it so it is under 30% utilization during the 15 month 0% APR period.

Back to gardening until Late February 2025.
Current FICO8:
Message 4 of 13
Traveler101
Established Contributor

Re: $20k Susan G Komen card appoval!

Best of the luck with the roof. I get it. Done many repairs around here as well. New hvac, new well, new window garage door. Many big expenses. 3 of my last new cards were solely for those purposes. Offset some of the cost with subs, and promotion on purchases. Good luck with your projects and hope you have continued success.

Message 5 of 13
markbeiser
Established Contributor

Re: $20k Susan G Komen card appoval!


@Traveler101 wrote:

Best of the luck with the roof. I get it. Done many repairs around here as well. New hvac, new well, new window garage door. Many big expenses. 3 of my last new cards were solely for those purposes. Offset some of the cost with subs, and promotion on purchases. Good luck with your projects and hope you have continued success.


Fortunately I'm an HVAC technician, and have dabbled in plumbing and electrical in the past, did roofing work, and home repair work before that, so can do professional level repairs myself.

I'm 55 now, and can afford to pay professionals to replace a roof, Also going with a metal roof, so special fabrication equipment needed.
I'll just be staying out of their way while I watch and bring them drinks.
Also, I don't do work on sewer pipes, not even my own!🤣
Everything else only costs materials.

Back to gardening until Late February 2025.
Current FICO8:
Message 6 of 13
JoeRockhead
Senior Contributor

Re: $20k Susan G Komen card appoval!

Very nice SL, congratulations on your approval!

Message 7 of 13
TSlop
Valued Contributor

Re: $20k Susan G Komen card appoval!

Congrats on your approval! I only have one, and like your newest, it's set to on-line and I never carry it.

Message 8 of 13
NoMoreDebt
Senior Contributor

Re: $20k Susan G Komen card appoval!

Congrats on your approval

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX CHARLES SCHWAB INVESTOR CARD $25,000 CL/ AMEX MORGAN STANLEY BLUE CASH $5K CL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $5000 CL/AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 9 of 13
nytokyobred79
Valued Contributor

Re: $20k Susan G Komen card appoval!

Congrats on your Susan G Komen card

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $211, 000 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 10 of 13
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