Altitude Connect instant approval.

[Hex]

Hi everyone,

I’m here to post an approval with datapoints. 

Applied 2/15/24 at 5:30 AM 

Instant approval for $22K

APR 22.24% which is 1% more than the lowest one listed. 

U.S. Bank pulled Experian. I’ve read they use the FICO 8 version when they pull Experian and mine was 749.

Only 1 new account over the last 12 months: 

9/12/23 Redstone FCU Signature Visa approval.

I was 1/6, 1/12 and 9/24 for new cards when I was approved.

I was 2/6 and 2/12 for inquiries on Experian when I was approved. The 2nd inquiry was from USAA who denied me again in September. USAA WILL NEVER EVER GIVE ME A CARD!

My U.S. Bank history is as follows:

June of 2022 I was instantly approved for a CashPlus card with a $2K limit.

The same day I applied for the Pegasus Bank MaxCash card and it went to review and was approved a few days later with a $500 limit. 

I almost forgot- in July of 2022 I opened a checking account and added the flex perks gold card to the application (because why not?) and I got an instant denial.  I did not recon. 

I usually direct deposit $1K a week into the checking account and pay my mortgage from it. 

I applied for and was approved for the Altitude Reserve card on 1/31/22 and got a $15K approval. This application went to review. 

I tried many times for soft pull CLI’s on the CashPlus and Pegasus cards but only got letters asking me to unlock my reports. I have a policy of not burning HP’s on CLI’s but the $500 limit was really bothering me so I let them pull my credit (Transunion) on 10/20/23 and I received a CLI that brought my limit up to $15K the same day. (It is currently my only Transunion HP). The CashPlus is still at $2K but I can live with that. 

I’m very happy with U.S. Bank.

If anyone has any questions please ask away. 

[CreditCuriosity]

Congrats on a very nice approval.  Enjoy the bonus

[TSlop]

Congrats on your approval!

[markbeiser]

Congrats, and nice CL!
I applied for the MaxCash card through Amplify CU a couple of days ago, waiting to hear back.
Pretty sure I'll be aproved, hopefully with a good starting limit.

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@Hex wrote:

The same day I applied for the Pegasus Bank MaxCash card and it went to review and was approved a few days later with a $500 limit. 

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[CorpCrMgr1]

Congratulations on your approval!

[Traveler101]

Congratulations 🎊 

[JoeRockhead]

Very nice SL, congratulations on your approval!

[NoMoreDebt]

Congrats on your approval

[nytokyobred79]

Congratulations

[Hex]

Thanks everyone. I wouldn't have any good cards if I didn't find you guys!!!!