So I have a Discover that started out at $2000 Nov 2018. Small CLIs -- and it's been sitting at $2800 for over a year. Balance is $0. I have requested an increase several times, but they haven't budged.
A few days ago, I was preapproved for a second Discover. I accepted it --- BOOM $8000 SL and 0% for 14 months for both purchases and balance transfers . Then I requested a CLI on my other Discover account and again was denied.
Makes no sense. Any insight would be appreciated. Thanks as always!
2.24.2026 FICO 8 EXP 817; EQ 826; TU 820 AMEX Platinum NPSL, POT 30,000; AMEX Gold NPSL, POT 25,000; AMEX Cash Magnet 35,000; AMEX Delta Reserve 40,000; PenFed PCR Visa 12,500; PenFed Pathfinder 15,000; PenFed Gold Visa 10,000; PenFed LOC 10,000; Macys AMEX 25,000; Home Depot 25,000; NFCU Plat Visa 46,000; NFCU Plat MC 34,000; USAA Cash Rewards VISA 20,000; IKEA 35,000, Venmo VISA 20,000; SamsClub MC 20,000; Discover 38,600 (2 cards), Citibank Aadvantage Platinum Select World Elite MC 14,300; Pottery Barn 37,000; Williams-Sonoma 27,000; FNBO VISA Signature 18,000; Sportsmans Guide VISA 12,400; Sephora VISA Signature 20,000; Target MC 7000; AAA Signature Visa 28,500; Apple Card 13,500; Truist Visa 19,700; Barclays GM Card 14,000; Chase Sapphire Reserve 18,000; Chase Prime Visa 14,000. Utilization less than 1%
