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2nd Discover Card, Discover Miles Approval

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SEAlifer
Established Contributor

2nd Discover Card, Discover Miles Approval

Loved the 5% and first year cashback bonus match on my Discover it card which I've had since May 2019. I wasn't sure if I'd get the cashback bonus on my second Disco card and the 0% APR for 14 months so I called customer service to confirm those two facts. They said yes, for sure, and that it was totally possible to have two cards. The app and website provide a pretty good analysis of how you earn your cash back and looking back I rarely if ever maxed out the 5% categories in my first year. I'm not one to buy gift cards at CVS or wherever just to max out a 5% category. For that reason I decided on the Discover Miles card which pays 1.5% with the cash back match at the end of the year meaning I'll effectively earn 3% on everything I spend for the next year. Instant approval and $8,500 limit. No request to call customer service or anything but perhaps that was because I was getting a different card. I've heard ppl have had to call in if they apply for a second of the same kind, like a second it card.

 

But I know you care about data points:

 

Experian: 748

TU: 706

Equifax:783

INQ: 10

Revolving Credit Usage at time of app: 17%

AU

Message 1 of 14
13 REPLIES 13
AllZero
Mega Contributor

Re: 2nd Discover Card, Discover Miles Approval

Congratulations on your approval!

Message 2 of 14
gdale6
Moderator Emeritus

Re: 2nd Discover Card, Discover Miles Approval

Very good, congrats on your 2nd Disco Smiley Happy

Message 3 of 14
mrcraft
Valued Contributor

Re: 2nd Discover Card, Discover Miles Approval

Congratulations on your approval!!



Message 4 of 14
MyFault
Valued Contributor

Re: 2nd Discover Card, Discover Miles Approval

Congrats on your 2nd Disco!






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Message 5 of 14
M_Smart007
Legendary Contributor

Re: 2nd Discover Card, Discover Miles Approval

Congratulations on your Approval..

Message 6 of 14
CreditAggie
Community Leader
Super Contributor

Re: 2nd Discover Card, Discover Miles Approval

Congratulations on your Discover it Miles approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 14
slickwidit
Established Contributor

Re: 2nd Discover Card, Discover Miles Approval

Congrats on the Disco Luv!!!

"Achieving your goal is great and everything.. But The journey is where all the amazing stuff happens" *Slickwidit*
Score goals - 800+ (85 points away)
Message 8 of 14
Anonymous
Not applicable

Re: 2nd Discover Card, Discover Miles Approval

WOO! Get down with that

DISCO LUV! Congrats on the approval!!

Message 9 of 14
Meanmchine
Super Contributor

Re: 2nd Discover Card, Discover Miles Approval

Congrats on Disco #2

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 10 of 14
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