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2nd Discover

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tcbofade
Super Contributor

2nd Discover

So while out of the garden last weekend, I applied for a second Discover card...  I was preapproved and chose the 18 month zero percent on BT offers because, well I'm me.

 

They show my TU 08 score at 748, and approved for a $5k starting line.

 

... I'm debating smacking the love button right out of the gate as I was hoping for a larger starting line...

Fico 8 01/01/26: EX 788, EQ 802, TU 785.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: 2nd Discover

Congrats!  I am also looking at picking up a second Discover pretty soon.  What was your APR after the promo period ends?


@tcbofade wrote:

So while out of the garden last weekend, I applied for a second Discover card...  I was preapproved and chose the 18 month zero percent on BT offers because, well I'm me.

 

They show my TU 08 score at 748, and approved for a $5k starting line.

 

... I'm debating smacking the love button right out of the gate as I was hoping for a larger starting line...


 

Message 2 of 5
tcbofade
Super Contributor

Re: 2nd Discover

19.4. 

Fico 8 01/01/26: EX 788, EQ 802, TU 785.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 3 of 5
19eighty5
Senior Contributor

Re: 2nd Discover

Congratulations on your 2nd card approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 4 of 5
Remedios
Credit Mentor

Re: 2nd Discover

Congrats!
I would call them, tell them you're doing a BT and give them the amount you'd like to transfer. A lot of times they will budge a bit

Disco loves BTs
Message 5 of 5
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