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@Anonymous wrote:@Anonymous i could use your help. i have a cash rewards SL $700, i got approved with a 544 score. thin file and had a collection. Im past my 91/3 and the collection is now gone fico 8 around 580. i want the amex card. should i apply for that first or CLI??
@recoveringfrombk7 wrote:@Anonymous no worries at all. You help a lot of folks. I appreciate the guidance!
Honestly, @Anonymous I would wait until you have been a member for 6 months before going for a second card based on your low score approval so as not to waste a HP. Since a CLI is a SP, no harm asking now.
Congratulations!..
Just logged in, Cash Rewards has a limit of $9,900, so they obviously countered. I'll take the 6k CLI.
@Anonymous it all worked out! Thanks again for all of the help.
Thank you ! i applied for a CLI and got 3x my limit so $2100 came pretty fast too. applied less than 30 min ago and see a change in credit limit
@recoveringfrombk7 wrote:Just logged in, Cash Rewards has a limit of $9,900, so they obviously countered. I'll take the 6k CLI.
Congratulations on your NFCU Cash Rewards CLI!
Congratulations 🎉🎈🎊🍾 on your 2nd card approval with great SL and your CLI on first. NFCU is the best hands down for sure 👍.
Congrats
@recoveringfrombk7 wrote:Prequalify tool said I was not eligible, but today was my 91/3
1st Card, Cash Rewards, approved 1/30 - $3900 / 12.49%
2nd Card, More Rewards, approved 4/30 - $12,500 / 11.15%
CLI request to 15k, approved to $9,900 (found out by logging in, no letter/correspondence yet)
TU FICO 9 720 as of 4/20 - probably a tad higher at time of application since a balance was paid on my Red Card for ~600/2000 limit.
Inquiries TU: 5
If you need additional information for DPs, please don't hesitate to ask. Most information is in my signature.
@M_Smart007 @Anonymous I chickened out and asked for 15k on the Cash Rewards haha
Congrats
ALWAYS go for the 5 nickels
Congrats on your NFCU More Rewards approval and cashRewards CLI!