3 apps, 1 instant, 2 need verification.

[AverageJoesCredit]

Its ok, remember they just want a little bit of history. If you get 24k off the bat, they gotta like what they see to offer so much credit. Just wait til your 90 plus 3 statements plus AR, youll be ok. Then in another 6 months repeat. Pretty awesome to be able to possibly get 50k in credit in one year. Lol, yry that with Citi haha

[Anonymous]

APPROVED FOR BOTH!!!!!!!!!!!!!!!!!!!!!!!

CSR:                    18K @ 20.99  

Freedom:               5K @ 0%    doesn't say what I have after the promo.

Just got off the phone with Verification department, looks like my charm on the phone the other day paid off. The last CSR I talked to had already approved both, cards were mailed out yesterday!!!  Always pays to be nice to customer service!

The verification dept just wanted some info, took longer with the other rep to set up my online account. 

I am so happy, been waiting months for this, and 48 hours of agony wondering if I would be approved. 

Although I am little disappointed about the SL's. Going on vacation will increase my utilization real fast, would have to pay attention and make payments while on vacation. Definitely won't be holding a balance on the CSR, wow that would be really expensive!! Good thing I have the NFCU Platinum if I need to hold a balance. 

Thanks to everyone for all the great info and encouragement!! 

JC

[taekwon]

Congratulations!!

[Anonymous]

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@AverageJoesCredit wrote:
Its ok, remember they just want a little bit of history. If you get 24k off the bat, they gotta like what they see to offer so much credit. Just wait til your 90 plus 3 statements plus AR, youll be ok. Then in another 6 months repeat. Pretty awesome to be able to possibly get 50k in credit in one year. Lol, yry that with Citi haha

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Ah ok, got a little impatient. Thank you.

[Gmood1]

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@Anonymous wrote:

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@AverageJoesCredit wrote:
Its ok, remember they just want a little bit of history. If you get 24k off the bat, they gotta like what they see to offer so much credit. Just wait til your 90 plus 3 statements plus AR, youll be ok. Then in another 6 months repeat. Pretty awesome to be able to possibly get 50k in credit in one year. Lol, yry that with Citi haha

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Ah ok, gotta alittle impatient. Thank you.

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Congrats...at least you're not afraid to try! Lol

[AverageJoesCredit]

Congrats on the other approvals!. No worries on the Navy, like Gmood always says, take fear and kick it in the rear... or something like that

[BPebbles]

Those are THREE GREAT approvals!!  Keep up the good work and go to the garden now!  LOL!!

VERY Happy For You!  Congrats!!

[Total80sKid]

Fantastic approvals! Congrats!!

[Anonymous]

That is AWESOME!

I had a feeling the Chase situation would resolve in a favorable manner 😃 Congrats for sure!

I agree with the sentiment of being nice to CS. I always go in that way because when it comes down to it being nasty or rude doesn't help anyone.

Enjoy your new lines and have fun or your upcoming vacation!!

[Anonymous]

Chase went inquiry happy on me....

4 inquires from Chase, both apps were same day.

1 each (EXP,EQ) from 2 different days. 

2 EXP

2 EQ

Pretty mad at Chase, I figured they would have some common sense and weren't pull happy like NFCU.....

Well at least I did them all at one time, and I got everything I wanted. Time to garden for a loooooooong time. Not looking forward to the INQ's from NFCU.