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I've been at $1150 for a while, went to make a payment and thought what the heck, clicked the request button put in income and poof $300 more to play with on HSN lol. HSN is backed by comenity and they've been nice to me with CLI's.
I find it's nice to have the HSN card, I just put my flex pays on it and once a month it gets paid and I get my new kitchen doo-dad in the mail within the week lol.
congrats