NFCU Instant $10,000 Approval!

[civilitermortuse]

So I finally get my father to go to the branch with me since he is retired from the army. 

We sit  down and I get the regular approval.  Give them my $5.00 Savings deposit and the young lady says. "Look's like you are pre-approved for a Cash Rewards Visa, would you like to apply".  Me being me I said, why not.  Sure, I didn't know any of my scores, util or anything and I asked her, "If I am not approved, can I re-apply"  Se came back... You won't have to, you have been approved for a "$10,000" credit limit.  I almost kissed her.

This is the highest limit ever.  They pulled EQ and TU i am in GA.

Thanks MYFICO - will update on the scores when I pull them!

[creditnocash]

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@civilitermortuse wrote:

So I finally get my father to go to the branch with me since he is retired from the army. 

We sit  down and I get the regular approval.  Give them my $5.00 Savings deposit and the young lady says. "Look's like you are pre-approved for a Cash Rewards Visa, would you like to apply".  Me being me I said, why not.  Sure, I didn't know any of my scores, util or anything and I asked her, "If I am not approved, can I re-apply"  Se came back... You won't have to, you have been approved for a "$10,000" credit limit.  I almost kissed her.

This is the highest limit ever.  They pulled EQ and TU i am in GA.

Thanks MYFICO - will update on the scores when I pull them!

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CONGRATS!!! what are your other cards? 

[Rhaeny]

Congrats and very nice starting limit!

[BornSupercharged]

Awesome! I love hearing success stories

[civilitermortuse]

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@creditnocash wrote:

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@civilitermortuse wrote:

So I finally get my father to go to the branch with me since he is retired from the army. 

We sit  down and I get the regular approval.  Give them my $5.00 Savings deposit and the young lady says. "Look's like you are pre-approved for a Cash Rewards Visa, would you like to apply".  Me being me I said, why not.  Sure, I didn't know any of my scores, util or anything and I asked her, "If I am not approved, can I re-apply"  Se came back... You won't have to, you have been approved for a "$10,000" credit limit.  I almost kissed her.

This is the highest limit ever.  They pulled EQ and TU i am in GA.

Thanks MYFICO - will update on the scores when I pull them!

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CONGRATS!!! what are your other cards? 

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My Other cards are

1. Cap 1 - $3,000 Limit - 98% Util - Secured

2. Cap 1 - $3,000 Limit - 98% Util - Secured

3. Cap 1 - $2,000 Limit - 20% Util - Unsecured

I am paying them all to less than 10% tomorrow,  which is after my cards post to the cra so thats why I was very shocked about the approval. I knew better, based on my cu that I shouldn't app, but couldn't say no .

Thanks again!

[teddybearkelli1]

Congrats! I'm so glad it worked out for you. 

[Leadberry]

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@civilitermortuse wrote:

So I finally get my father to go to the branch with me since he is retired from the army. 

We sit  down and I get the regular approval.  Give them my $5.00 Savings deposit and the young lady says. "Look's like you are pre-approved for a Cash Rewards Visa, would you like to apply".  Me being me I said, why not.  Sure, I didn't know any of my scores, util or anything and I asked her, "If I am not approved, can I re-apply"  Se came back... You won't have to, you have been approved for a "$10,000" credit limit.  I almost kissed her.

This is the highest limit ever.  They pulled EQ and TU i am in GA.

Thanks MYFICO - will update on the scores when I pull them!

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Congrats--I'm glad you were able to find a way to join!  Now buy your father dinner. 

[MountainHiker]

Congrats! Very nice starting limit. Will probably be near the $20k limit mark with-in 12 months.

[civilitermortuse]

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@MountainHiker wrote:

Congrats! Very nice starting limit. Will probably be near the $20k limit mark with-in 12 months.

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How soon do you think I should wait before I try a CLI with them?

Thanks,

[dodfire]

Congrats on the card and the limit...welcome to the NFCU Family!!!